[Quantum Owners] Re: Insurance claim

2018-05-18 Thread Dave English 
You could try reminding this insurance company that their client is liable 
for the damage to your car and that you are entitled to have that damage 
repaired to it's pre-accident condition, especially as the car would be 
difficult to replace.
it may be worth a try as the law used to say that. Market value is 
virtually impossible to determine accurately with such a small market.

Dave English

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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread robmirach 
Have you got an agreed valuation with the insurers

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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread 'Bill Jackson' via Quantum Owners Group 
Many years ago (about 1990-91) I owned a Spartan Roadster that was stuffed up 
the back end by a diesel Citroen BX who didn't see my brake lights. The Citroen 
was insured with Direct Line, who made me an offer as compensation for the car 
as a write-off. There was never any question of title to the car passing to 
Direct Line...and later I stripped off the good bits and made a much better car 
out a marriage of the good bits of the write-off and another later Spartan I 
bought through the owners' club. I would hope that you would be able to squeeze 
enough cash to cover a complete respray...especially as there are people on 
here who can support your claim for a higher value than the open market might 
command??? Very best wishes.  

On Friday, 18 May 2018, 16:47, bill  wrote:
 

 They will get a quote from one of their list of approved repairers, much dearer

Sent from my iPhone

> On 18 May 2018, at 15:59, Derek Clews  wrote:
> 
> Thanks All,
> 
> Got some answers coming in from the insurer.  Footman James say its standard 
> wording triggered by the 1980’s number plate age!  I should not have been 
> sent it.  Said they have to inspect before writing of anyway.  
> 
> Got one quote just in for £350 +vat.  If that is 'written off’ cost 
> then..!!
> 
> Got other kits with Adrian Flux, but it seems it’s largely down to the 
> underwriters not the broker.  Makes you wonder if the insurance co’s  know 
> what they are underwriting?
> 
> Derek
> 
> 
> 
> 
>> On 18 May 2018, at 15:39, bill  wrote:
>> 
>> Quite often with panel damage on vehicles over 10 years old the cost of 
>> repair usually far our strips it’s value, in the eyes of insurers anyhow, I 
>> would think only option would be for them to write it off and you to keep 
>> the “salvage” and repair at your leisure, I don’t know if it would be cat c 
>> or cat d, I’ve had motorbikes that  had been written off for same reason, 
>> prior to me buying, and basically nothing wrong with them.
>> 
>> Sent from my iPhone
>> 
>>> On 18 May 2018, at 15:05, 'Steve Kodź' via Quantum Owners Group 
>>>  wrote:
>>> 
>>> I've never been involved in a claim personally, but I would push back and 
>>> tell them it's not a write off.  Have you been in contact with your 
>>> insurance company (who are they?) and told them your side?  If you think 
>>> the damage is cosmetic to the paint work only you could try getting some 
>>> quotes yourself to fix the damage (don't get it fix though), so you have 
>>> proof as to how much the repair would cost.
>>> 
>>> If you are with one of the club's preferred insurers then the QOC committee 
>>> may be able to assist further.
>>> 
>>> Regards,
>>> Steve
>>> 
>>> 
 On 18/05/18 14:30, Derek Clews wrote:
 Dear Andy or Others with Info.
 
 Had someone scrape my Coupe’s paint in a car park and and trying to get it 
 sorted out.  It was a works van that admitted liability and got the 
 insurance involved.  Just got a letter saying it may be written off. 
 (without inspection, so far)  Don’t believe it as it’s only cosmetic 
 damage.  Nothing structural.  I need to push back on this.  Do you have 
 advice?
 
 Derek
 
>>> 
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>>> Is" basis, without warranty or the implication thereof. Neither the Quantum 
>>> Owners Club nor the individuals associated with the Quantum Owners Club or 
>>> in the preparation of the above information shall have any liability to any 
>>> person or entity with respect to liability, loss, or damage caused or 
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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread bill 
They will get a quote from one of their list of approved repairers, much dearer

Sent from my iPhone

> On 18 May 2018, at 15:59, Derek Clews  wrote:
> 
> Thanks All,
> 
> Got some answers coming in from the insurer.  Footman James say its standard 
> wording triggered by the 1980’s number plate age!  I should not have been 
> sent it.  Said they have to inspect before writing of anyway.  
> 
> Got one quote just in for £350 +vat.  If that is 'written off’ cost 
> then..!!
> 
> Got other kits with Adrian Flux, but it seems it’s largely down to the 
> underwriters not the broker.  Makes you wonder if the insurance co’s  know 
> what they are underwriting?
> 
> Derek
> 
> 
> 
> 
>> On 18 May 2018, at 15:39, bill  wrote:
>> 
>> Quite often with panel damage on vehicles over 10 years old the cost of 
>> repair usually far our strips it’s value, in the eyes of insurers anyhow, I 
>> would think only option would be for them to write it off and you to keep 
>> the “salvage” and repair at your leisure, I don’t know if it would be cat c 
>> or cat d, I’ve had motorbikes that  had been written off for same reason, 
>> prior to me buying, and basically nothing wrong with them.
>> 
>> Sent from my iPhone
>> 
>>> On 18 May 2018, at 15:05, 'Steve Kodź' via Quantum Owners Group 
>>>  wrote:
>>> 
>>> I've never been involved in a claim personally, but I would push back and 
>>> tell them it's not a write off.  Have you been in contact with your 
>>> insurance company (who are they?) and told them your side?  If you think 
>>> the damage is cosmetic to the paint work only you could try getting some 
>>> quotes yourself to fix the damage (don't get it fix though), so you have 
>>> proof as to how much the repair would cost.
>>> 
>>> If you are with one of the club's preferred insurers then the QOC committee 
>>> may be able to assist further.
>>> 
>>> Regards,
>>> Steve
>>> 
>>> 
 On 18/05/18 14:30, Derek Clews wrote:
 Dear Andy or Others with Info.
 
 Had someone scrape my Coupe’s paint in a car park and and trying to get it 
 sorted out.  It was a works van that admitted liability and got the 
 insurance involved.  Just got a letter saying it may be written off. 
 (without inspection, so far)  Don’t believe it as it’s only cosmetic 
 damage.  Nothing structural.  I need to push back on this.  Do you have 
 advice?
 
 Derek
 
>>> 
>>> -- 
>>> h4-turbo.co.uk
>>> quantumowners.club
>>> 
>>> -- 
>>> -- 
>>> You received this message because you are subscribed to the Google Groups 
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>>> 
>>> IMPORTANT NOTE: All information presented herewith is provided on an "As 
>>> Is" basis, without warranty or the implication thereof. Neither the Quantum 
>>> Owners Club nor the individuals associated with the Quantum Owners Club or 
>>> in the preparation of the above information shall have any liability to any 
>>> person or entity with respect to liability, loss, or damage caused or 
>>> alleged to be caused directly or indirectly by the instructions contained 
>>> within this or related message(s).
>>> --- You received this message because you are subscribed to the Google 
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>> 
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>> basis, without warranty or the implication thereof. Neither the Quantum 
>> Owners Club nor the individuals associated with the Quantum Owners Club or 
>> in the preparation of the above information shall have any liability to any 
>> person or entity with respect to liability, loss, or damage caused or 
>> alleged to be caused directly or indirectly by the instructions contained 
>> within this or related message(s).
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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread bill 
Quite often with panel damage on vehicles over 10 years old the cost of repair 
usually far our strips it’s value, in the eyes of insurers anyhow, I would 
think only option would be for them to write it off and you to keep the 
“salvage” and repair at your leisure, I don’t know if it would be cat c or cat 
d, I’ve had motorbikes that  had been written off for same reason, prior to me 
buying, and basically nothing wrong with them.

Sent from my iPhone

> On 18 May 2018, at 15:05, 'Steve Kodź' via Quantum Owners Group 
>  wrote:
> 
> I've never been involved in a claim personally, but I would push back and 
> tell them it's not a write off.  Have you been in contact with your insurance 
> company (who are they?) and told them your side?  If you think the damage is 
> cosmetic to the paint work only you could try getting some quotes yourself to 
> fix the damage (don't get it fix though), so you have proof as to how much 
> the repair would cost.
> 
> If you are with one of the club's preferred insurers then the QOC committee 
> may be able to assist further.
> 
> Regards,
> Steve
> 
> 
>> On 18/05/18 14:30, Derek Clews wrote:
>> Dear Andy or Others with Info.
>> 
>> Had someone scrape my Coupe’s paint in a car park and and trying to get it 
>> sorted out.  It was a works van that admitted liability and got the 
>> insurance involved.  Just got a letter saying it may be written off. 
>> (without inspection, so far)  Don’t believe it as it’s only cosmetic damage. 
>>  Nothing structural.  I need to push back on this.  Do you have advice?
>> 
>> Derek
>> 
> 
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> quantumowners.club
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> IMPORTANT NOTE: All information presented herewith is provided on an "As Is" 
> basis, without warranty or the implication thereof. Neither the Quantum 
> Owners Club nor the individuals associated with the Quantum Owners Club or in 
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> person or entity with respect to liability, loss, or damage caused or alleged 
> to be caused directly or indirectly by the instructions contained within this 
> or related message(s).
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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread 'Steve Kodź' via Quantum Owners Group 
I've never been involved in a claim personally, but I would push back 
and tell them it's not a write off.  Have you been in contact with your 
insurance company (who are they?) and told them your side?  If you think 
the damage is cosmetic to the paint work only you could try getting some 
quotes yourself to fix the damage (don't get it fix though), so you have 
proof as to how much the repair would cost.


If you are with one of the club's preferred insurers then the QOC 
committee may be able to assist further.


Regards,
Steve


On 18/05/18 14:30, Derek Clews wrote:

Dear Andy or Others with Info.

Had someone scrape my Coupe’s paint in a car park and and trying to get it 
sorted out.  It was a works van that admitted liability and got the insurance 
involved.  Just got a letter saying it may be written off. (without inspection, 
so far)  Don’t believe it as it’s only cosmetic damage.  Nothing structural.  I 
need to push back on this.  Do you have advice?

Derek



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quantumowners.club

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Re: [Quantum Owners] Insurance claim

2018-05-18 Thread Jim Hearne 

If they write it off they will give you the market value for it.
But as the accident wasn't your fault they probably won't even ask for the 
car, if  they do you should be able to keep it for salvage value which they 
will deduct from the market value they give you.


Main thing is don't let them take car, much harder to get it back if it's 
already with the insurance company, and bits tend to go missing as well.


When my 205GTI was written off by somebody pulling out in front of it they 
didn't even ask for the car back.


Jim


-Original Message- 
From: Derek Clews

Sent: Friday, May 18, 2018 2:30 PM
To: Quantum Owners Club
Cc: Derek Clews
Subject: [Quantum Owners] Insurance claim

Dear Andy or Others with Info.

Had someone scrape my Coupe’s paint in a car park and and trying to get it 
sorted out.  It was a works van that admitted liability and got the 
insurance involved.  Just got a letter saying it may be written off. 
(without inspection, so far)  Don’t believe it as it’s only cosmetic damage. 
Nothing structural.  I need to push back on this.  Do you have advice?


Derek

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Owners Club nor the individuals associated with the Quantum Owners Club or 
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person or entity with respect to liability, loss, or damage caused or 
alleged to be caused directly or indirectly by the instructions contained 
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[Quantum Owners] Insurance claim

2018-05-18 Thread Derek Clews 
Dear Andy or Others with Info.

Had someone scrape my Coupe’s paint in a car park and and trying to get it 
sorted out.  It was a works van that admitted liability and got the insurance 
involved.  Just got a letter saying it may be written off. (without inspection, 
so far)  Don’t believe it as it’s only cosmetic damage.  Nothing structural.  I 
need to push back on this.  Do you have advice?

Derek 

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basis, without warranty or the implication thereof. Neither the Quantum Owners 
Club nor the individuals associated with the Quantum Owners Club or in the 
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Re: [Quantum Owners] Removing brake discs 2+2

2018-05-18 Thread Jim Hearne 
Yes, agree with Steve, there should be a thin layer of grease between the 
disk and hub face to stop it rusting.
I actually use moly grease rather than copper grease as copper grease seems 
to still allow corrosion, at least for me.


Check your brake pads before you put grease on the back of them, a lot 
nowadays have glue on the back designed to stick the pads to the caliper to 
stop squealing.
Some are self adhesive, some are less obvious and have a glue area that is 
hard but i guess melts the first time the pads get hot.


Jim


-Original Message- 
From: 'Steve Kodź' via Quantum Owners Group

Sent: Friday, May 18, 2018 8:29 AM
To: quantumowners@googlegroups.com
Subject: Re: [Quantum Owners] Removing brake discs 2+2

Derek,

I tend to put copper grease on the inside face of the discs, as like you
said they rust.  Just be careful to spread thin and even, otherwise
there is potential to have the disc slightly wonky, which will make the
disc feel like it's warped.  I also use copper grease on the back of the
pads too.

Regards,
Steve


On 17/05/18 16:38, Derek Clews wrote:

Dear All,

For info. & questions.

My front brake discs had been on the car since I built it and were getting 
rusty, so time for a change.  Problem was I could not get the discs of the 
hub.  Soaking in WD40 and a mallet was getting nowhere.   In the end I 
bought a very large hydraulic puller that needed all its strength to get 
them loose. (and also broke both of them in the process!)  The problem 
seemed to be just a rust area around the inside of the discs alongside the 
hub edge.  Hubs seem to be in very good shape so the rust was all from the 
disc.  Already bought stainless steel hex counter sunk screws for the new 
discs.


Q. 1. Does this mean that disc replacement should be time related as well 
as mileage?   (and obviously on condition)


Q  2.  Do any of you assemble the disc to the hub using e.g. copper grease 
to help release later?  Does it work on brake discs?


Derek



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Owners Club nor the individuals associated with the Quantum Owners Club or 
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person or entity with respect to liability, loss, or damage caused or 
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above information shall have any liability to any person or entity with respect to 
liability, loss, or damage caused or alleged to be caused directly or indirectly by the 
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Re: [Quantum Owners] Removing brake discs 2+2

2018-05-18 Thread 'Steve Kodź' via Quantum Owners Group 

Derek,

I tend to put copper grease on the inside face of the discs, as like you 
said they rust.  Just be careful to spread thin and even, otherwise 
there is potential to have the disc slightly wonky, which will make the 
disc feel like it's warped.  I also use copper grease on the back of the 
pads too.


Regards,
Steve


On 17/05/18 16:38, Derek Clews wrote:

Dear All,

For info. & questions.

My front brake discs had been on the car since I built it and were getting 
rusty, so time for a change.  Problem was I could not get the discs of the hub. 
 Soaking in WD40 and a mallet was getting nowhere.   In the end I bought a very 
large hydraulic puller that needed all its strength to get them loose. (and 
also broke both of them in the process!)  The problem seemed to be just a rust 
area around the inside of the discs alongside the hub edge.  Hubs seem to be in 
very good shape so the rust was all from the disc.  Already bought stainless 
steel hex counter sunk screws for the new discs.

Q. 1. Does this mean that disc replacement should be time related as well as 
mileage?   (and obviously on condition)

Q  2.  Do any of you assemble the disc to the hub using e.g. copper grease to 
help release later?  Does it work on brake discs?

Derek



--
h4-turbo.co.uk
quantumowners.club

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[Quantum Owners] Removing brake discs 2+2

2018-05-18 Thread Derek Clews 
Dear All,

For info. & questions. 

My front brake discs had been on the car since I built it and were getting 
rusty, so time for a change.  Problem was I could not get the discs of the hub. 
 Soaking in WD40 and a mallet was getting nowhere.   In the end I bought a very 
large hydraulic puller that needed all its strength to get them loose. (and 
also broke both of them in the process!)  The problem seemed to be just a rust 
area around the inside of the discs alongside the hub edge.  Hubs seem to be in 
very good shape so the rust was all from the disc.  Already bought stainless 
steel hex counter sunk screws for the new discs.

Q. 1. Does this mean that disc replacement should be time related as well as 
mileage?   (and obviously on condition)

Q  2.  Do any of you assemble the disc to the hub using e.g. copper grease to 
help release later?  Does it work on brake discs?

Derek  

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caused directly or indirectly by the instructions contained within this or 
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