Re: [ot_caving] FW: Homeowners in crisis need relief now

2008-10-08 Thread Don Cooper
AGREED!
Same goes to putting yourself all in hock over the biggest, shiny most gas
guzzling thing on four wheels.  For what, vanity?
Do *I* feel sorry for people who spend as much for their monthly energy
bill, with their 5,000 square foot houses - as *I* do for my monthly rent?
And what ABOUT people who bought huge houses with tiny yards way out in the
'burbs "just because they felt they were entitled to'?   NO SYMPATHY for
living beyond their means - not from me.  Not at all.  And banks apparently
encouraged this waste and
I don't know if that lady I saw on PBS is still living in that tiny little
300 square foot house built on a car trailer - but I think THAT is
honorable.  Probably more affordable than my 1000 square foot apartment too.
IMHO
-WaV

On Wed, Oct 8, 2008 at 5:18 PM, Louise Power wrote:

>  Yes, Fritz, but what they did do was encourage people to live beyond their
> means. That's the result of people not knowing the difference between what
> they need and what they want.
>
> --
> From: fh...@townandcountryins.com
> To: csnichol...@sbcglobal.net; o...@texascavers.com
> CC: russ.k.john...@westonsolutions.com
> Date: Wed, 8 Oct 2008 15:19:58 -0500
> Subject: RE: [ot_caving] FW: Homeowners in crisis need relief now
>
>
>  The *congress* and lenders are not all to blame but did encourage and
> entice people to buy homes that couldn't afford them. The normal increases
> in taxes and insurance premiums which annually increase escrow payments
> would have made it impossible for many to meet their obligation even without
> the mortgage crisis. I can't imagine why these same people vote democratic
> J
>
> Fritz
>
>
>  --
>
> *From:* Scott Nicholson [mailto:csnichol...@sbcglobal.net]
> *Sent:* Wednesday, October 08, 2008 2:51 PM
> *To:* Fritz Holt; Off Topic
> *Cc:* Russ K Johnson
> *Subject:* Re: [ot_caving] FW: Homeowners in crisis need relief now
>
>
>
> tongue-in-cheek.
>
>
>
> I guess I'm S.O.L. since I've been making my house payments all these
> years.
>
> Too bad I lived within my means and tried to be responsible about how much
> house I purchased...
>
> I wonder if it's too late for me to miss a few payments so I can be in a
> position to get some $$ from Uncle Sam if this plan gets instituted
>
>
>
> Vote Libertarian.....!
>
>
>
>
>
> Scott
>
>
>
>
>
> - Original Message 
> From: Fritz Holt 
> To: Off Topic 
> Sent: Wednesday, October 8, 2008 2:41:52 PM
> Subject: [ot_caving] FW: Homeowners in crisis need relief now
>
>
>
>
>  --
>
> *From:* Dianne West
> *Sent:* Wednesday, October 08, 2008 2:04 PM
> *To:* linda.hig...@sbcglobal.net; Higdon, Mike; West, Jason T; Sharp, Mary
> A.; msjohn...@comcast.net; Rita tax Service; craig.luede...@comcast.net;
> Tabby Andrews; Fritz Holt ; Bob Rathbun ; Jane Parker; Pam Courtney; Jody
> Depasquale
> *Subject:* FW: Homeowners in crisis need relief now
>
>
>
>
>
>
>
> Dianne K. West
>
> Administrative Assistant
>
> Town & Country Insurance Agency
>
> 10575 Katy Freeway, Ste # 150
>
> Houston, TX 77024
>
> 713-461-8979 phone
>
> 713-464-2674 fax
>
> dw...@townandcountryins.com
>  --
>
> *From:* John McCain [mailto:j...@johnmccain.com]
> *Sent:* Wednesday, October 08, 2008 1:27 PM
> *To:* Dianne West
> *Subject:* Homeowners in crisis need relief now
>
>
>
> My Friends,
>
> Millions of Americans on Main Street are feeling the effects of our current
> economic crisis largely brought on by corruption and greed at Fannie Mae,
> Freddie Mac and Wall Street. Our next president must come into office with a
> plan to address the very root the failing housing market.
>
> Last night, during my debate with Senator Obama, I announced my plan to fix
> the root of our problem and I'd like to share a little more with you today.
>
> If elected president, I will direct my Treasury Secretary to implement an
> *American Homeownership Resurgence 
> Plan<http://link.johnmccain.com/?95-6128-1131777-64282>
> * to keep families in their homes, avoid foreclosures, save failing
> neighborhoods, stabilize the housing market and attack the roots of our
> financial crisis.
>
> America 's families are bearing a heavy burden from falling housing prices,
> mortgage delinquencies, foreclosures, and a weak economy. It is important
> that those families who have worked hard enough to finance homeownership not
> have that dream crushed under the weight of the wrong mortgage.
>
> For those that cannot ma

RE: [ot_caving] FW: Homeowners in crisis need relief now

2008-10-08 Thread Louise Power

Yes, Fritz, but what they did do was encourage people to live beyond their 
means. That's the result of people not knowing the difference between what they 
need and what they want.

From: fholt@townandcountryins.comTo: csnichol...@sbcglobal.net; 
ot@texascavers.comCC: russ.k.johnson@westonsolutions.comDate: Wed, 8 Oct 2008 
15:19:58 -0500Subject: RE: [ot_caving] FW: Homeowners in crisis need relief now








The congress and lenders are not all to blame but did encourage and entice 
people to buy homes that couldn’t afford them. The normal increases in taxes 
and insurance premiums which annually increase escrow payments would have made 
it impossible for many to meet their obligation even without the mortgage 
crisis. I can’t imagine why these same people vote democratic J 
Fritz
 




From: Scott Nicholson [mailto:csnichol...@sbcglobal.net] Sent: Wednesday, 
October 08, 2008 2:51 PMTo: Fritz Holt; Off TopicCc: Russ K JohnsonSubject: Re: 
[ot_caving] FW: Homeowners in crisis need relief now
 


tongue-in-cheek.

 

I guess I'm S.O.L. since I've been making my house payments all these years.  

Too bad I lived within my means and tried to be responsible about how much 
house I purchased...

I wonder if it's too late for me to miss a few payments so I can be in a 
position to get some $$ from Uncle Sam if this plan gets instituted

 

Vote Libertarian.!

 

 
Scott 

 

 

- Original Message From: Fritz Holt To: 
Off Topic Sent: Wednesday, October 8, 2008 2:41:52 
PMSubject: [ot_caving] FW: Homeowners in crisis need relief now

 
 




From: Dianne West Sent: Wednesday, October 08, 2008 2:04 PMTo: 
linda.hig...@sbcglobal.net; Higdon, Mike; West, Jason T; Sharp, Mary A.; 
msjohn...@comcast.net; Rita tax Service; craig.luede...@comcast.net; Tabby 
Andrews; Fritz Holt ; Bob Rathbun ; Jane Parker; Pam Courtney; Jody 
DepasqualeSubject: FW: Homeowners in crisis need relief now
 
 
 

Dianne K. West
Administrative Assistant
Town & Country Insurance Agency
10575 Katy Freeway, Ste # 150
Houston, TX 77024
713-461-8979 phone
713-464-2674 fax
dw...@townandcountryins.com




From: John McCain [mailto:j...@johnmccain.com] Sent: Wednesday, October 08, 
2008 1:27 PMTo: Dianne WestSubject: Homeowners in crisis need relief now
 




My Friends, Millions of Americans on Main Street are feeling the effects of our 
current economic crisis largely brought on by corruption and greed at Fannie 
Mae, Freddie Mac and Wall Street. Our next president must come into office with 
a plan to address the very root the failing housing market. Last night, during 
my debate with Senator Obama, I announced my plan to fix the root of our 
problem and I'd like to share a little more with you today. If elected 
president, I will direct my Treasury Secretary to implement an American 
Homeownership Resurgence Plan to keep families in their homes, avoid 
foreclosures, save failing neighborhoods, stabilize the housing market and 
attack the roots of our financial crisis. America 's families are bearing a 
heavy burden from falling housing prices, mortgage delinquencies, foreclosures, 
and a weak economy. It is important that those families who have worked hard 
enough to finance homeownership not have that dream crushed under the weight of 
the wrong mortgage. For those that cannot make inflated payments or their 
mortgage exceeds the value of their home, mortgages must be re-structured to 
put losses on the books and put homeowners in manageable mortgages. This 
Resurgence Plan would purchase mortgages directly from homeowners and mortgage 
servicers, and replace them with manageable, fixed-rate mortgages that will 
keep families in their homes. By purchasing the existing, failing mortgages the 
resurgence plan will eliminate uncertainty over defaults, support the value of 
mortgage-backed derivatives and alleviate risks that are freezing financial 
markets. I am ready to lead our country out of this financial crisis and I am 
ready to work with anyone and everyone who will help. Together, I know we can 
work together to find solutions for these challenging times. Please do your 
part today and spread the word about my new plan by forwarding this email on to 
your neighbors, friends, family and coworkers. Thank you for your time and 
support. Sincerely, John McCain P.S. Homeownership represents the very core of 
our American economic system. This is not the time for politics. We must move 
aggressively to provide relief and stability for all Americans. 










Please visit this page if you want to remove yourself from the email list.
 





Paid for by McCain-Palin 2008



RE: [ot_caving] FW: Homeowners in crisis need relief now

2008-10-08 Thread Fritz Holt
The congress and lenders are not all to blame but did encourage and entice 
people to buy homes that couldn't afford them. The normal increases in taxes 
and insurance premiums which annually increase escrow payments would have made 
it impossible for many to meet their obligation even without the mortgage 
crisis. I can't imagine why these same people vote democratic :)
Fritz


From: Scott Nicholson [mailto:csnichol...@sbcglobal.net]
Sent: Wednesday, October 08, 2008 2:51 PM
To: Fritz Holt; Off Topic
Cc: Russ K Johnson
Subject: Re: [ot_caving] FW: Homeowners in crisis need relief now

tongue-in-cheek.

I guess I'm S.O.L. since I've been making my house payments all these years.
Too bad I lived within my means and tried to be responsible about how much 
house I purchased...
I wonder if it's too late for me to miss a few payments so I can be in a 
position to get some $$ from Uncle Sam if this plan gets instituted

Vote Libertarian.!


Scott


- Original Message 
From: Fritz Holt 
To: Off Topic 
Sent: Wednesday, October 8, 2008 2:41:52 PM
Subject: [ot_caving] FW: Homeowners in crisis need relief now



From: Dianne West
Sent: Wednesday, October 08, 2008 2:04 PM
To: linda.hig...@sbcglobal.net; Higdon, Mike; West, Jason T; Sharp, Mary A.; 
msjohn...@comcast.net; Rita tax Service; craig.luede...@comcast.net; Tabby 
Andrews; Fritz Holt ; Bob Rathbun ; Jane Parker; Pam Courtney; Jody Depasquale
Subject: FW: Homeowners in crisis need relief now



Dianne K. West
Administrative Assistant
Town & Country Insurance Agency
10575 Katy Freeway, Ste # 150
Houston, TX 77024
713-461-8979 phone
713-464-2674 fax
dw...@townandcountryins.com

From: John McCain [mailto:j...@johnmccain.com]
Sent: Wednesday, October 08, 2008 1:27 PM
To: Dianne West
Subject: Homeowners in crisis need relief now

My Friends,

Millions of Americans on Main Street are feeling the effects of our current 
economic crisis largely brought on by corruption and greed at Fannie Mae, 
Freddie Mac and Wall Street. Our next president must come into office with a 
plan to address the very root the failing housing market.

Last night, during my debate with Senator Obama, I announced my plan to fix the 
root of our problem and I'd like to share a little more with you today.

If elected president, I will direct my Treasury Secretary to implement an 
American Homeownership Resurgence 
Plan<http://link.johnmccain.com/?95-6128-1131777-64282> to keep families in 
their homes, avoid foreclosures, save failing neighborhoods, stabilize the 
housing market and attack the roots of our financial crisis.

America 's families are bearing a heavy burden from falling housing prices, 
mortgage delinquencies, foreclosures, and a weak economy. It is important that 
those families who have worked hard enough to finance homeownership not have 
that dream crushed under the weight of the wrong mortgage.

For those that cannot make inflated payments or their mortgage exceeds the 
value of their home, mortgages must be re-structured to put losses on the books 
and put homeowners in manageable mortgages.

This Resurgence Plan would purchase mortgages directly from homeowners and 
mortgage servicers, and replace them with manageable, fixed-rate mortgages that 
will keep families in their homes.

By purchasing the existing, failing mortgages the resurgence plan will 
eliminate uncertainty over defaults, support the value of mortgage-backed 
derivatives and alleviate risks that are freezing financial markets.

I am ready to lead our country out of this financial crisis and I am ready to 
work with anyone and everyone who will help. Together, I know we can work 
together to find solutions for these challenging times. Please do your part 
today and spread the word about my new plan by forwarding this 
email<http://link.johnmccain.com/?95-6128-1131777-64283> on to your neighbors, 
friends, family and coworkers. Thank you for your time and support.

Sincerely,
[http://www.johnmccain.com/images/email/mccainsig_150_0408.jpg]
John McCain

P.S. Homeownership represents the very core of our American economic system. 
This is not the time for politics. We must move aggressively to provide relief 
and stability for all Americans.
[http://www.johnmccain.com/images/email/0914_sendtofriends.gif]<http://link.johnmccain.com/?95-6128-1131777-64283>



Please visit this page if you want to remove yourself from the email 
list.<http://link.johnmccain.com/?95-6128-1131777-64284>


Paid for by McCain-Palin 2008





Re: [ot_caving] FW: Homeowners in crisis need relief now

2008-10-08 Thread Scott Nicholson
tongue-in-cheek.

I guess I'm S.O.L. since I've been making my house payments all these years.  
Too bad I lived within my means and tried to be responsible about how much 
house I purchased...
I wonder if it's too late for me to miss a few payments so I can be in a 
position to get some $$ from Uncle Sam if this plan gets instituted

Vote Libertarian.!

Scott 



- Original Message 
From: Fritz Holt 
To: Off Topic 
Sent: Wednesday, October 8, 2008 2:41:52 PM
Subject: [ot_caving] FW: Homeowners in crisis need relief now


 
 



From:Dianne West 
Sent: Wednesday, October 08, 2008 2:04 PM
To: linda.hig...@sbcglobal.net; Higdon, Mike; West, Jason T; Sharp, Mary A.; 
msjohn...@comcast.net; Rita tax Service; craig.luede...@comcast.net; Tabby 
Andrews; Fritz Holt ; Bob Rathbun ; Jane Parker; Pam Courtney; Jody Depasquale
Subject: FW: Homeowners in crisis need relief now
 
 
 
Dianne K. West
Administrative Assistant
Town & Country Insurance Agency
10575 Katy Freeway, Ste # 150
713-461-8979 phone
713-464-2674 fax
dw...@townandcountryins.com
Houston, TX 77024



From:John McCain [mailto:j...@johnmccain.com] 
Sent: Wednesday, October 08, 2008 1:27 PM
To: Dianne West
Subject: Homeowners in crisis need relief now
 
My Friends, 

Millions of Americans on Main Street are feeling the effects of our current 
economic crisis largely brought on by corruption and greed at Fannie Mae, 
Freddie Mac and Wall Street. Our next president must come into office with a 
plan to address the very root the failing housing market. 

Last night, during my debate with Senator Obama, I announced my plan to fix the 
root of our problem and I'd like to share a little more with you today. 

If elected president, I will direct my Treasury Secretary to implement an 
American Homeownership Resurgence Plan to keep families in their homes, avoid 
foreclosures, save failing neighborhoods, stabilize the housing market and 
attack the roots of our financial crisis. 

America 's families are bearing a heavy burden from falling housing prices, 
mortgage delinquencies, foreclosures, and a weak economy. It is important that 
those families who have worked hard enough to finance homeownership not have 
that dream crushed under the weight of the wrong mortgage. 

For those that cannot make inflated payments or their mortgage exceeds the 
value of their home, mortgages must be re-structured to put losses on the books 
and put homeowners in manageable mortgages. 

This Resurgence Plan would purchase mortgages directly from homeowners and 
mortgage servicers, and replace them with manageable, fixed-rate mortgages that 
will keep families in their homes. 

By purchasing the existing, failing mortgages the resurgence plan will 
eliminate uncertainty over defaults, support the value of mortgage-backed 
derivatives and alleviate risks that are freezing financial markets. 

I am ready to lead our country out of this financial crisis and I am ready to 
work with anyone and everyone who will help. Together, I know we can work 
together to find solutions for these challenging times. Please do your part 
today and spread the word about my new plan by forwarding this email on to your 
neighbors, friends, family and coworkers. Thank you for your time and support. 

Sincerely, 

John McCain 

P.S. Homeownership represents the very core of our American economic system. 
This is not the time for politics. We must move aggressively to provide relief 
and stability for all Americans. 





Please visit this page if you want to remove yourself from the email list. 
 
Paid for by McCain-Palin 2008  

[ot_caving] FW: Homeowners in crisis need relief now

2008-10-08 Thread Fritz Holt



From: Dianne West
Sent: Wednesday, October 08, 2008 2:04 PM
To: linda.hig...@sbcglobal.net; Higdon, Mike; West, Jason T; Sharp, Mary A.; 
msjohn...@comcast.net; Rita tax Service; craig.luede...@comcast.net; Tabby 
Andrews; Fritz Holt; Bob Rathbun; Jane Parker; Pam Courtney; Jody Depasquale
Subject: FW: Homeowners in crisis need relief now



Dianne K. West
Administrative Assistant
Town & Country Insurance Agency
10575 Katy Freeway, Ste #150
Houston, TX 77024
713-461-8979 phone
713-464-2674 fax
dw...@townandcountryins.com

From: John McCain [mailto:j...@johnmccain.com]
Sent: Wednesday, October 08, 2008 1:27 PM
To: Dianne West
Subject: Homeowners in crisis need relief now

My Friends,

Millions of Americans on Main Street are feeling the effects of our current 
economic crisis largely brought on by corruption and greed at Fannie Mae, 
Freddie Mac and Wall Street. Our next president must come into office with a 
plan to address the very root the failing housing market.

Last night, during my debate with Senator Obama, I announced my plan to fix the 
root of our problem and I'd like to share a little more with you today.

If elected president, I will direct my Treasury Secretary to implement an 
American Homeownership Resurgence 
Plan to keep families in 
their homes, avoid foreclosures, save failing neighborhoods, stabilize the 
housing market and attack the roots of our financial crisis.

America's families are bearing a heavy burden from falling housing prices, 
mortgage delinquencies, foreclosures, and a weak economy. It is important that 
those families who have worked hard enough to finance homeownership not have 
that dream crushed under the weight of the wrong mortgage.

For those that cannot make inflated payments or their mortgage exceeds the 
value of their home, mortgages must be re-structured to put losses on the books 
and put homeowners in manageable mortgages.

This Resurgence Plan would purchase mortgages directly from homeowners and 
mortgage servicers, and replace them with manageable, fixed-rate mortgages that 
will keep families in their homes.

By purchasing the existing, failing mortgages the resurgence plan will 
eliminate uncertainty over defaults, support the value of mortgage-backed 
derivatives and alleviate risks that are freezing financial markets.

I am ready to lead our country out of this financial crisis and I am ready to 
work with anyone and everyone who will help. Together, I know we can work 
together to find solutions for these challenging times. Please do your part 
today and spread the word about my new plan by forwarding this 
email on to your neighbors, 
friends, family and coworkers. Thank you for your time and support.

Sincerely,
[http://www.johnmccain.com/images/email/mccainsig_150_0408.jpg]
John McCain

P.S. Homeownership represents the very core of our American economic system. 
This is not the time for politics. We must move aggressively to provide relief 
and stability for all Americans.
[http://www.johnmccain.com/images/email/0914_sendtofriends.gif]



Please visit this page if you want to remove yourself from the email 
list.


Paid for by McCain-Palin 2008