Thanks Rai,
I might give them a try on the weekends and put those unlimited kms to use.
Beautiful country here.

On 1 January 2012 17:21, Rai <dekraz...@gmail.com> wrote:

> Nice tips Ben! Will be handy in the future.
>
> In case you're interested, I remembered that I asked for some tips for
> driving routes
> http://www.quora.com/What-are-the-best-driving-routes-in-and-around-the-Bay-Area
>
> Stay safe!
> Rai
>
>
> On Mon, Jan 2, 2012 at 7:10 AM, Ben Sand <b...@bensand.com> wrote:
>
>> Thanks for the replies, especially Rai who led me to a $500 saving on
>> insurance.
>>
>> Here's what I ended up doing and some further savings.
>>
>> Car:
>> Booked an iCar (Corolla/Focus/etc) with Alamo via Kayak.com
>> Pickup in San Francisco downtown
>> $21/day for the car
>>
>> Insurance:
>> $15/day for the LDW (loss damage waiver) = first party property, fire and
>> theft
>> this comes straight from Alamo.
>> $454/6months of Non owner's insurance from Farmers insurance
>> http://www.farmers.com/. Just use google maps to find a local agent, I
>> used Nancy Hu in Downtown SF, let me know if you want her details.
>> You can get a pro rata refund when you cancel it, less the $15.90 policy
>> and government fee. You can select options to cover third party property
>> for 500k/1m, third party personal for 500k/1m and people inside the car for
>> 10k/25k medical expenses and choose the level of the deductible (what we
>> call "excess").
>>
>> Further savings:
>>  * If you're willing to get a car one size smaller, then the car is
>> $1/day cheaper and the LDW is $6/day cheaper. I prefer the iCar size or
>> larger for safety.
>>  * You can still save $6/day on LDW insurance if you use one of the
>> booking websites to provide insurance instead of the rental company. I
>> would advise against this, as they will only pay up once you've already
>> paid the rental company, so you need a spare up to $20k if the car gets
>> totalled.
>>  * If you use a-acar.com rentals then you'll save ~$250/month on car
>> hire and insurance, but you'll have an older car and won't get unlimited
>> kms included or a state wide support network of replacement cars should
>> something go wrong. He can only offer you a collision damage waiver though
>> (at $9/day), so there's no way to get fire or theft coverage for his cars.
>> Steve is a really nice guy though, but just didn't have options I was
>> comfortable with.
>>
>> Happy new year and safe driving to all,
>>
>> Ben
>>
>>
>> On 14 December 2011 14:19, Rai <dekraz...@gmail.com> wrote:
>>
>>> Hey Ben,
>>>
>>> I used http://www.a-acar.com when Enterprise raised their insurance
>>> rates. The guy runs it out of a trailer next to a mechanic garage, but
>>> don't let that turn you off. His cars are ok - I go an early 2000s Camry
>>> which ran fine. The airconditioning wouldn't cool, but overall no
>>> complaints. (Although I went with him cos I wanted the Impreza, but they
>>> were all out :()
>>> He organised insurance for me through State Farm and it was a year ago
>>> now, but if I recall correctly, it cost me something between US$200-300 for
>>> 6 months. And they refunded the remaining months' fee when I was done with
>>> the rental 3/1/2 months in.
>>> Worked out well enough for me.
>>>
>>> You might be able to do the same with State Farm even if renting from
>>> another company.
>>>
>>> If you do go to him (I forget his name now) - he's an F1 fan and warms
>>> up when you chat about it. He doesn't get enough of that conversation in
>>> his part of the world :)
>>>
>>> Hope that helps,
>>> Rai
>>>
>>>
>>> On Thu, Dec 15, 2011 at 2:46 AM, gap <obscure...@gmail.com> wrote:
>>>
>>>> Insurance isn't a bigger deal for rentals in the US because apparently
>>>> majority of Americans have insurance coverage by way of their personal
>>>> car insurance and many US issued credit cards provide some insurance,
>>>> hence if you're from Australia you need the full load of insurance.
>>>> Ignore the people that tell you that stuff is included with your
>>>> credit card, etc.
>>>>
>>>> The other thing to be careful of are the payout limits - different
>>>> states have different rules, but you want to calculate for you causing
>>>> the write-off of some person's sports cars or huge medical bills for
>>>> some family, etc. i.e. Don't skimp.
>>>>
>>>> Whether you buy coverage for the lose of your personal belongings from
>>>> the car is something you could weigh up as optional. Do your research
>>>> from the car rental websites regarding what the three letter insurance
>>>> codes mean. I find they have limited info at the rental counters, or
>>>> it's on something you can't sit down and read. If you prebook from
>>>> Australia, they will try to upsell on stuff when you go to pick up.
>>>>
>>>> The refuelling tip is a good one. You can either return full, pre-buy
>>>> an option where they refill (which costs more than yourself), but if
>>>> you do neither they will charge you some outrageous amount.
>>>>
>>>> The usual point of doing business over there applies (which really
>>>> hits for hotels) is that prices are ex-tax and charges, so be ready
>>>> for trickle of extra charges.
>>>>
>>>> Greg
>>>>
>>>> On Dec 14, 3:17 am, Patrick Collins <pcolli...@gmail.com> wrote:
>>>> > For a one month booking you have a lot of bargaining power. I booked
>>>> a car for a month and got the costs cut in half by being in their face and
>>>> haggling.
>>>> >
>>>> > Insurance is typically covered under standard work errors & omissions
>>>> insurance coverage and so they actually expect to you to not buy insurance.
>>>> >
>>>> > Be sure to fill up the car before you return it or then you will feel
>>>> the true sting of rental costs.
>>>> >
>>>> > Patrick.
>>>> >
>>>> > Sent from my iPhone
>>>> >
>>>> > On Dec 13, 2011, at 3:03 AM, Ben Sand <b...@bensand.com> wrote:
>>>> >
>>>> >
>>>> >
>>>> >
>>>> >
>>>> >
>>>> >
>>>> > > I'm planning a one month car hire in January. Any tips on how to
>>>> cut the insurance cost?
>>>> >
>>>> > > Plenty of cars for $20/day but they all seem to come with zero
>>>> insurance.
>>>> >
>>>> > > All the companies are quoting rates like this:
>>>> > > First party property: $15/day
>>>> > > 3rd party personal + property: $13/day
>>>> > > First party and passengers personal: $6/day
>>>> > > total: $33/day
>>>> >
>>>> > > Most have a $1million max payment as well, so here's hoping I don't
>>>> hit a Veyron.
>>>> >
>>>> > > I've been told using a Visa or Mastercard will take care of 3rd
>>>> party personal and property, but I've spoken to Bendigo Bank, NAB and HSBC
>>>> and they all seemed to think that wasn't the case.
>>>> >
>>>> > > I've heard if you have car insurance in the states it will cover
>>>> you while you're using a rental - any chance I could sign some up while I'm
>>>> over there before I drive the car out of the rental lot?
>>>> >
>>>> > > Thanks,
>>>> >
>>>> > > Ben
>>>> >
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