On Fri, Jan 23, 2004 at 09:01:09AM -0800, Bryan Murdock wrote:
> On Fri, 2004-01-23 at 08:42, Ross Werner wrote:
> > On Fri, 23 Jan 2004, Andrew Jorgensen wrote:
> > > > Are you kidding?  There's a reason the interest rates are low right now,
> > > > don't invest, spend spend spend, take out a loan and spend some more! 
> > > > The economy needs you! ;)
> > > 
> > > Investing /is/ spending and helps the economy immensely. Saving is also
> > > spending because the money I put in the bank gets loaned back out to
> > > someone else who is more likely to "spend spend spend" than I am, or
> > > invested, which again allows someone else to spend it.
> > 
> > IANAE (economist) but I seem to remember hearing that, even though this is 
> > true, there /is/ some reason why if everyone seems to be saving money, 
> > even though it's loaned out to other people the economy doesn't do as 
> > well. And when people spend a lot, vice-versa. Even though the bank will 
> > lend out your money to people who /will/ spend it.
> 
> Seriously this time, I think you are right and that's exactly why Mr.
> Greenspan plays with the interest rates:  to encourage folks to not
> save so much in times like this, or to save more in times of plenty.  I
> don't claim to understand exactly why, nor do I really endorse spending
> all your money in the name of helping the economy like I jokingly
> suggested above.

Spenders and savers both constitute important stimuli in the modern theory of 
macroeconomics, regardless of the boundary values.


Justin

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