Mary and all,

Yes, you need to use touch ID to authenticate the purchase. Also, the device 
uses a specialized ID number, that gets tied to your actual card from your bank.
It’s one of, if not the most secure methods of payment I’ve ever seen.

> On Sep 27, 2015, at 2:24 PM, Alan Lemly <wale...@gmail.com> wrote:
> 
> Mary,
> 
> It's been awhile since I set up the credit card I use with Apple Pay in my
> iPhone but I had to first add it to my Passbook. When I've used Apple Pay at
> Walgreens and McDonald's, I first have to select the applicable credit card
> in my Passbook and then make sure my appropriate finger is on the home touch
> ID button before I hold the phone near the reading device to record the
> purchase. I don't know if this procedure is the same for everyone or if I
> set up certain settings for it to work this way.
> 
> Alan Lemly
> 
> -----Original Message-----
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf
> Of Mary Otten
> Sent: Sunday, September 27, 2015 1:31 PM
> To: viphone@googlegroups.com
> Subject: Newbie Apple Pay question
> 
> I have never used Apple Pay, only read about it. I am intrigued by the
> notion of paying for something from your lock screen. On the other hand, it
> seems awfully insecure. Say someone steals your phone and walks into a
> store. As I understand it, all you have to do if you have wallet from the
> lock screen enabled, is walk up to the register and hold your phone near the
> special NFC reader, and presto. Your credit card is charged. Surely, there
> is something more to it, something I am missing.
> Mary
> 
> Sent from my iPhone
> 
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