Hello Alan, You must have your settings setup to require that you select your credit card of choice each time you use Apple Pay.
In my case, even when the phone is locked, at the time of purchase, I simply place my finger on the Touch ID, and hold the phone very near the terminal, and that's all. When the phone is close enough to the terminal, the ApplePay logo appears on the phone's display, then the phone vibrates indicating that the transaction was successful, and that's all. After that, I simply return the phone to it's previous location as the screen turns off, once again. The entire process takes no more than 5 to 8 seconds. It's a beautiful thing. And the best part is that major grocery stores are beginning to accept Apple Pay. Mark -----Original Message----- From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of Alan Lemly Sent: Sunday, September 27, 2015 12:24 PM To: viphone@googlegroups.com Subject: RE: Newbie Apple Pay question Mary, It's been awhile since I set up the credit card I use with Apple Pay in my iPhone but I had to first add it to my Passbook. When I've used Apple Pay at Walgreens and McDonald's, I first have to select the applicable credit card in my Passbook and then make sure my appropriate finger is on the home touch ID button before I hold the phone near the reading device to record the purchase. I don't know if this procedure is the same for everyone or if I set up certain settings for it to work this way. Alan Lemly -----Original Message----- From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of Mary Otten Sent: Sunday, September 27, 2015 1:31 PM To: viphone@googlegroups.com Subject: Newbie Apple Pay question I have never used Apple Pay, only read about it. I am intrigued by the notion of paying for something from your lock screen. On the other hand, it seems awfully insecure. Say someone steals your phone and walks into a store. As I understand it, all you have to do if you have wallet from the lock screen enabled, is walk up to the register and hold your phone near the special NFC reader, and presto. Your credit card is charged. Surely, there is something more to it, something I am missing. Mary Sent from my iPhone -- The following information is important for all members of the VIPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your VIPhone list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at http://www.mail-archive.com/viphone@googlegroups.com/. --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at http://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout. -- The following information is important for all members of the VIPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your VIPhone list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at http://www.mail-archive.com/viphone@googlegroups.com/. --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at http://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout. -- The following information is important for all members of the VIPhone list. If you have any questions or concerns about the running of this list, or if you feel that a member's post is inappropriate, please contact the owners or moderators directly rather than posting on the list itself. Your VIPhone list owner is Cara Quinn - you can reach Cara at caraqu...@caraquinn.com The archives for this list can be searched at http://www.mail-archive.com/viphone@googlegroups.com/. --- You received this message because you are subscribed to the Google Groups "VIPhone" group. To unsubscribe from this group and stop receiving emails from it, send an email to viphone+unsubscr...@googlegroups.com. To post to this group, send email to viphone@googlegroups.com. Visit this group at http://groups.google.com/group/viphone. For more options, visit https://groups.google.com/d/optout.