Mary that would be quite insecure. Yes you need to use your finger
print to accept the payment. I've been using it for a few months and
really like it.

On 9/27/15, M. Taylor <mk...@ucla.edu> wrote:
> Hello Alan,
>
> You must have your settings setup to require that you select your credit
> card of choice each time you use Apple Pay.
>
> In my case, even when the phone is locked, at the time of purchase, I simply
> place my finger on the Touch ID, and hold the phone very near the terminal,
> and that's all.  When the phone is close enough to the terminal, the
> ApplePay logo appears on the phone's display, then the phone vibrates
> indicating that the transaction was successful, and that's all.  After that,
> I simply return the phone to it's previous location as the screen turns off,
> once again.
>
> The entire process takes no more than 5 to 8 seconds.
>
> It's a beautiful thing.  And the best part is that major grocery stores are
> beginning to accept Apple Pay.
>
> Mark
>
> -----Original Message-----
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf
> Of Alan Lemly
> Sent: Sunday, September 27, 2015 12:24 PM
> To: viphone@googlegroups.com
> Subject: RE: Newbie Apple Pay question
>
> Mary,
>
> It's been awhile since I set up the credit card I use with Apple Pay in my
> iPhone but I had to first add it to my Passbook. When I've used Apple Pay at
> Walgreens and McDonald's, I first have to select the applicable credit card
> in my Passbook and then make sure my appropriate finger is on the home touch
> ID button before I hold the phone near the reading device to record the
> purchase. I don't know if this procedure is the same for everyone or if I
> set up certain settings for it to work this way.
>
> Alan Lemly
>
> -----Original Message-----
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf
> Of Mary Otten
> Sent: Sunday, September 27, 2015 1:31 PM
> To: viphone@googlegroups.com
> Subject: Newbie Apple Pay question
>
> I have never used Apple Pay, only read about it. I am intrigued by the
> notion of paying for something from your lock screen. On the other hand, it
> seems awfully insecure. Say someone steals your phone and walks into a
> store. As I understand it, all you have to do if you have wallet from the
> lock screen enabled, is walk up to the register and hold your phone near the
> special NFC reader, and presto. Your credit card is charged. Surely, there
> is something more to it, something I am missing.
> Mary
>
> Sent from my iPhone
>
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