Hi all,

 

So, for those who didn't read this before, I was visiting my family who own
a working cattle ranch in northern British ?Columbia over Christmas. I went
for a walk at -28 Celsius on December 22 and after getting to the end of the
1.3 Km long driveway of the ranch I realized my brandnew iPhone 6S was no
longer in the chest pocket of my jacket. To make a long story short, I went
home and immediately tried "Find my iPhone" using my wife's iPhone 6 and
also tried to call my number. Calls went straight to voice mail and my
iPhone showed as offline and I guess it is not too surprising that the phone
would have turned itself off in these temperatures.

My brother, sister in law and several of my nephews spent hours and hours
searching the driveway, snow on the gravel driveway itself was compacted and
next to it was maybe 10 inches of snow. We even bought a metal detector and
searched certain spots where my tracks indicated I had walked into some
deeper snow but after a total of at least 12 or 15 hours of searching over
several days the iPhone remained mysteriously lost. There is, by the way, no
way somebody may have found it and taken it because the ranch is very remote
and nobody else drove along that driveway.

I guess there is a small chance my new guide dog who was running around
off-leash found it on the ground and thinking it was a toy or something
picked it up and after carrying it off a ways may have dropped it.

 

Anyhow, now that the holidays are over, I contacted my insurance broker
since I added a small add-on policy to my home insurance which is supposed
to cover my iPhone in case of loss or theft which are situations where Apple
Care will do nothing for you. I added this policy a few years ago when I
travelled to the Philippines quite a bit to visit my then girl-friend and
now wife because in countries like this phone theft especially of an iPhone
is very common. The policy is I think about $30 a year and has a $100
deductable.

I explained the situation to my insurance broker, they called the insurance
company and registered a claim, a few hours later I received a call from a
very friendly young lady to whom I explained everything again while she was
recording it and taking notes. Once that was done she told me right then and
there that they would cover replacement cost of up to $1,029 which is the
cost of an iPhone 6S 64 Gb here in Canada.

I had bought the phone on contract for $480, but the insurance company will
cover full replacement cost and she told me I can basically go ahead and
order a new phone, submit the invoice once I have it and I will then get a
cheque for $1,029 + applicaple taxes and less my $100 deductable. She also
said I was free to purchase any iPhone and if I decided to buy a more
expensive model I would still get the cheque but of course anything on top
of what my 6S cost would be my responsibility.

 

I must say that I was very impressed wit the coverage and the service I
received. For once I did not feel like I was treated like a criminal which
sometimes seems to be the case when you try to claim something from an
insurance company who often will try to do anything so they don't have to
pay. After having had a chance to use my Mom's iPhone 6S Plus I decided I'd
spend the extra $130 and I ordered a 64 Gb space grey iPhone 6S Plus, of
course I also had to shell out the cost for a new Apple Care plan so in the
end it will cost me $300 or so to replace the lost phone, but still better
than nothing. Of course there is a small chance we may find the lost phone
in April or so when the snow is gone and since I also have Apple Care for
it, I guess I could theoretically get a replacement from Apple since I
assume that after 4 months in the snow and going through the melting process
my 6S won't work any more. If it still does work I'll be sure to contact
Apple to tell them how tough their phones are *smile*.

Just received a ship notification for my new phone an hour ago, so I should
get it some time next week.

 

Best regards,

Sieghard

 

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