Hi ED, Not all credit card machines can take a tap of the card and, from what I was told, Apple pay works on the terminals where you can tap the card.
Ron & Danvers From: Ed Worrell Sent: Tuesday, May 10, 2016 5:28 PM To: viphone@googlegroups.com Subject: Re: My first attempt to use Apple Pay, was: Apple Pay finally gets main stream support in Canada Hey, I tried this in Walgreens here in Montana (USA). It worked pretty well, and was pretty quick. I tried it when it was announced, and it wasn’t as accessible as I would have liked. I still had to put in a pin on the credit card machine. Thanks, Ed On May 10, 2016, at 2:41 PM, Sieghard Weitzel <siegh...@live.ca> wrote: Hi again, OK, of course I had to try this so when I had to run a few erands today with my manager I asked him to go through the McDonald drive-through. When we came to the pick-up window the lady gave him the machine, I leaned over and held my iPhone 6S Plus up to it after waking it up (I was on the lockscreen). I saw that it popped up with my CIBC Visa and I put my thumb on the home button, but nothing happened. I finally tapped on “Use Passcode” and the keypad came up, but I was not able to enter my passcode because the phone/Voiceover became so entirely sluggish that I couldn’t do anything. Of course it was lunch hour and cars were piling up behind us. I tried to enter my passcode but couldn’t do it because of the sluggishness of the phone. I finally pulled out my Mastercard and had barely tapped it against the machine when it beeped and the transaction was approved. So, Apple Pay 0, tap method 1. I have to try again another time maybe at a place where there is no time pressure. I did go into Settings > Passcode and Touch Id afterwards to make sure, but Touch Id was enabled for Apple Pay so that was not the reason. Regards, Sieghard From: viphone@googlegroups.com[mailto:viphone@googlegroups.com] On Behalf Of Fazil Sent: Tuesday, May 10, 2016 11:39 AM To: viphone@googlegroups.com Subject: RE: Apple Pay finally gets main stream support in Canada Well done, Sieghard! From: viphone@googlegroups.com[mailto:viphone@googlegroups.com] On Behalf Of Sieghard Weitzel Sent: Tuesday, May 10, 2016 10:23 AM To: viphone@googlegroups.com Subject: Apple Pay finally gets main stream support in Canada Hi fellow Canadians, This morning I was browsing through the news articles with the CBC News app on my iPhone and in the Tech and Science section found an article which surprised me and also made me quite happy. The article explained that as of today CIBC and Royal Bank credit card holders can add their credit cards in the Wallet app and use Apple Pay. So far only American express card holders were able to use Apple Pay in Canada (since last November I think) and not that many people here have American Express cards and in many stores even some larger chains they aren’t even accepted since they charge a much higher percentage for the merchant. I accept American Express at my store and get charged 3.5% whereas I only pay 1.6% for Visa and Mastercard although there are a few extra fees on top of that 1.6% for premium cards, corporate cards etc. Anyhow, the article went on to say that Bank of Montreal Mastercards should follow soon and that Scotia and TD debit cards are not far behind. I am a Scotia Bank customer both for my business and personal accounts, but I do have a CIBC Aeroplan Gold Visa so I promptly opened Wallet and within a minute or two I had added my card. I was still in bed as it was early and too lazy to go get my card to try and take a picture of it so I chose to add it manually. When I first started I was asked for my Apple Id password. I then typed in the card number, tapped next and then selected the expiry date and typed in the 3-digit card verification code. After tapping next again I was asked to select a verification option and here I had email or text message as an option. I selected text message and 2 seconds after I tapped Next I received a text message with a 6-digit code which I had to type in, after that I received the message that my card had been added. It will be interesting to see if this works at most places where contactless transactions are already an option which is very common here. The article says this: "With the support of two of the largest banks in Canada, BMO Financial Group and Royal Bank of Canada (RBC), consumer adoption of Apple Pay is expected to increase significantly," the statement said. "Many of Moneris's largest customers, including McDonald's Restaurants of Canada Limited, are 100 per cent contactless enabled and ready to accept Apple Pay." London Drugs, Tim Hortons, Canadian Tire, Petro-Canada, and Pizza Hut are among the stores ready for Apple Pay, according to Apple's website. I have a feeling that Apple Pay adoption here in Canada will be very fast since when it comes to contactless payments we are a lot further along as stores in the States. Here chip cards have been around for many years, I haven’t signed a credit card receipt in a long time instead I just stick my card into the reader just like a bank card and enter my PIN. In most grocery stores, convenience stores, drug marts, department stores and so on I can simply tap my card if the transaction is less than $100 (the limit is up to each store). Of course this means you better take care of your credit card and report it lost or stolen right away if it disappears since anybody who has the card can tap it and that of course is where Apple Pay is more secure since it uses Touch Id or your phone’s passcode to authorize the transaction. If I have a chance to try it later maybe at Shopper’s Drug Mart or Safeway I’ll report as to whether it worked or not. 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