I do like that. I think the only real threat one would have would be to
physically lose the card, but they could use it in-store only and not by phone
or online. I think they are the only one to not have the number on it, as on
any other card, how would you use it if you didn't have the number?
----- Original Message -----
From: Mary Otten
To: viphone@googlegroups.com
Sent: Monday, March 25, 2019 4:37 PM
Subject: Re: Apple Card announcement today and thoughts of the group
I think it is a great idea, should cut down a lot on credit card fraud, and I
plan to get one. I might ditch others. If you’ve ever gone through the hassle
of having to call in about fraudulent purchases that show up on your credit
card statement, which has happened to me more than once, well… I can’t wait.
There’s no number on this thing, no expiration and no special three digit code
to memorize. Very nice.
Sent from my iPhone
On Mar 25, 2019, at 2:21 PM, Alan Lemly <wale...@gmail.com> wrote:
I read the Apple news brief about their announced Apple Card today and am
curious what others on the list think about it. I'll say up front that my
interest in credit cards and similar financial vehicles is first their
widespread acceptance at the places I hsop and second the amount of rewards I'm
able to earn when using them. To recap the rewards paid by the new Apple Card:
<!--[if !supportLists]-->1. <!--[endif]-->Items purchased directly from
Apple using the card earn 3% rewards.
<!--[if !supportLists]-->2. <!--[endif]-->Items purchased from other
places using the card with ApplePay earn 2% rewards.
<!--[if !supportLists]-->3. <!--[endif]-->Items purchased using the
physical Apple Card without ApplePay earn 1% rewards.
I'm pretty sure I've stated the above correctly but please chime in if your
understanding is different.
I know we have members from all over the world but my experience in the USA
with ApplePay hasn't been what I'd call wide acceptance. In fact, Since
ApplePay has existed, I've only been able to use it a handful of times at
either a McDonald's or Walgreens. So while I agree that 2% rewards for use of
the Apple Card is pretty generous, I'm not convinced it will be realizable at
the places I shop unless ApplePay becomes accepted in a lot more places than it
currently is.
I'm curious what others on the list think about the Apple Card. I
understand about companies needing to expand their product offerings in order
to generate more revenue but I can't say Apple's efforts to expand into News,
media entertainment production, and financial services generates a feeling of
confidence for me.
Alan Lemly
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