Three percent of $360 is only $108. Best regards,
Carolyn -----Original Message----- From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On Behalf Of Wayne Merritt Sent: Monday, March 25, 2019 5:39 PM To: viphone@googlegroups.com Subject: Re: Apple Card announcement today and thoughts of the group While I also don't want another credit card since I'm still paying the one I have off, the Apple Card does present a compelling argument. My wife and I already spend around $30 per month on Apple stuff, mostly in-app purchases but also Apple Music, and being guaranteed to get 3% of that back in the form of Apple Cash does peek my interest. $30 per month is not much, but $360 per year is, and getting a percentage back from Apple related purchases or Apple Pay may be notable. They did not say, and I'm hoping it is addressed in one of the many articles yet to come, if it will be possible to transfer the Daily Cash as they called it, or reward money, from one's Apple Cash allotment to one's bank account. I was also interested in the physical Apple Card they mentioned, and that there will not be a 3 digit security code on the card itself. I wonder how this will work with stores and banks. Time will tell I suppose. Wayne On 3/25/19, pegkan...@gmail.com <pegkan...@gmail.com> wrote: > My feeling is, I do not need any more credit cards and would not be > interested in the least. > I’m sure it will work for many people and there will be many people > interested. > Peggy > > Peggy Sent from my i phone. > > ☃️, > >> On Mar 25, 2019, at 5:21 PM, Alan Lemly <wale...@gmail.com> wrote: >> >> I read the Apple news brief about their announced Apple Card today >> and am curious what others on the list think about it. I'll say up >> front that my interest in credit cards and similar financial vehicles >> is first their widespread acceptance at the places I hsop and second >> the amount of rewards I'm able to earn when using them. To recap the >> rewards paid by the new Apple Card: >> >> 1. Items purchased directly from Apple using the card earn 3% rewards. >> 2. Items purchased from other places using the card with ApplePay earn >> 2% rewards. >> 3. Items purchased using the physical Apple Card without ApplePay earn >> 1% rewards. >> >> I'm pretty sure I've stated the above correctly but please chime in >> if your understanding is different. >> >> I know we have members from all over the world but my experience in >> the USA with ApplePay hasn't been what I'd call wide acceptance. In >> fact, Since ApplePay has existed, I've only been able to use it a >> handful of times at either a McDonald's or Walgreens. So while I >> agree that 2% rewards for use of the Apple Card is pretty generous, >> I'm not convinced it will be realizable at the places I shop unless >> ApplePay becomes accepted in a lot more places than it currently is. >> >> I'm curious what others on the list think about the Apple Card. I >> understand about companies needing to expand their product offerings >> in order to generate more revenue but I can't say Apple's efforts to >> expand into News, media entertainment production, and financial >> services generates a feeling of confidence for me. >> >> Alan Lemly >> -- >> The following information is important for all members of the V >> iPhone list. >> >> If you have any questions or concerns about the running of this list, >> or if you feel that a member's post is inappropriate, please contact >> the owners or moderators directly rather than posting on the list itself. >> >> Your V iPhone list moderator is Mark Taylor. Mark can be reached at: >> mk...@ucla.edu. 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