You can use it with Apple Pay at places that take it ..  If they don't take it 
then you use the physical card.  You have access to the card number, expiration 
date, and  CVN via the wallet, so you can use it just like any other credit 
card.

As for places in the US that take Apple Pay...  Wal Mart is about the only 
place I go that doesn't take it ...

-----Original Message-----
From: viphone@googlegroups.com <viphone@googlegroups.com> On Behalf Of Mary 
Otten
Sent: Monday, March 25, 2019 7:58 PM
To: viphone@googlegroups.com
Subject: Re: Apple Card announcement today and thoughts of the group

There is supposed to be a way you can use the card in places that don’t take 
Apple Pay. I don’t think they said exactly what that was, but I didn’t watch 
the presentation. I just read about it afterwards, because it’s a whole lot 
faster. I can use Apple Pay in grocery stores and a couple of drugstore chains 
here in town. I also use it for an online natural food store where I do a fair 
bit of shopping. I think target takes it now as well. They were resistant for a 
long time.
Mary


Sent from my iPhone

> On Mar 25, 2019, at 4:26 PM, Alan Lemly <wale...@gmail.com> wrote:
> 
> Since I do a lot of my purchasing online, I'm very curious how I could use 
> the Apple Card to do so when it has no card number. And I haven't heard much 
> from folks about how often they are able to use Apple Pay since that is a 
> requirement with the new Apple Card in order to get the most rewards when not 
> buying from Apple. I agree that the security this card offers is good but I 
> suspect it will further negatively impact the number of vendors who accept 
> the card and Apple Pay. Hopefully, the involvement of Master Card with the 
> Apple Card will make it acceptable at more places than currently accepting 
> Apple Pay.
> 
> Alan Lemly
> 
> -----Original Message-----
> From: viphone@googlegroups.com [mailto:viphone@googlegroups.com] On 
> Behalf Of Mary Otten
> Sent: Monday, March 25, 2019 6:01 PM
> To: viphone@googlegroups.com
> Subject: Re: Apple Card announcement today and thoughts of the group
> 
> Well, they said this card would be usable in places where Apple Pay was not 
> excepted. So there has to be a way. I m definitely going to get it when it 
> comes out. I think it s going to be extremely convenient. No fees. No late 
> payment penalties, there s a shocker. And competitive interest rates whatever 
> that means.
> 
> 
> Sent from my iPhone
> 
>> On Mar 25, 2019, at 3:55 PM, lenron brown <lenro...@gmail.com> wrote:
>> 
>> that's what I was wondering about, how would I use this card at say 
>> some of the places I call to order food. I am not going to get this 
>> card right now, maybe in a couple years, If I need one. Wonder what 
>> interest rates will be like, and how good of a credit score you will 
>> need for this one.
>> 
>>> On 3/25/19, Brent Harding <br...@hostany.net> wrote:
>>> I do like that. I think the only real threat one would have would be 
>>> to physically lose the card, but they could use it in-store only and 
>>> not by phone or online. I think they are the only one to not have 
>>> the number on it, as on any other card, how would you use it if you didn't 
>>> have the number?
>>> 
>>> ----- Original Message -----
>>> From: Mary Otten
>>> To: viphone@googlegroups.com
>>> Sent: Monday, March 25, 2019 4:37 PM
>>> Subject: Re: Apple Card announcement today and thoughts of the group
>>> 
>>> 
>>> I think it is a great idea, should cut down a lot on credit card 
>>> fraud, and I plan to get one. I might ditch others. If you ve ever 
>>> gone through the hassle of having to call in about fraudulent 
>>> purchases that show up on your credit card statement, which has 
>>> happened to me more than once, well  I can t wait. There s no number 
>>> on this thing, no expiration and no special three digit code to memorize. 
>>> Very nice.
>>> 
>>> 
>>> 
>>> 
>>> Sent from my iPhone
>>> 
>>> On Mar 25, 2019, at 2:21 PM, Alan Lemly <wale...@gmail.com> wrote:
>>> 
>>> 
>>>   I read the Apple news brief about their announced Apple Card today 
>>> and am curious what others on the list think about it. I'll say up 
>>> front that my interest in credit cards and similar financial 
>>> vehicles is first their widespread acceptance at the places I hsop 
>>> and second the amount of rewards I'm able to earn when using them. 
>>> To recap the rewards paid by the new Apple
>>> Card:
>>> 
>>> 
>>> 
>>>   <!--[if !supportLists]-->1.   <!--[endif]-->Items purchased directly
>>> from Apple using the card earn 3% rewards.
>>> 
>>>   <!--[if !supportLists]-->2.   <!--[endif]-->Items purchased from other
>>> places using the card with ApplePay earn 2% rewards.
>>> 
>>>   <!--[if !supportLists]-->3.   <!--[endif]-->Items purchased using the
>>> physical Apple Card without ApplePay earn 1% rewards.
>>> 
>>> 
>>> 
>>>   I'm pretty sure I've stated the above correctly but please chime 
>>> in if your understanding is different.
>>> 
>>> 
>>> 
>>>   I know we have members from all over the world but my experience 
>>> in the USA with ApplePay hasn't been what I'd call wide acceptance.
>>> In fact, Since ApplePay has existed, I've only been able to use it a 
>>> handful of times at either a McDonald's or Walgreens. So while I 
>>> agree that 2% rewards for use of the Apple Card is pretty generous, 
>>> I'm not convinced it will be realizable at the places I shop unless 
>>> ApplePay becomes accepted in a lot more places than it currently is.
>>> 
>>> 
>>> 
>>>   I'm curious what others on the list think about the Apple Card. I 
>>> understand about companies needing to expand their product offerings 
>>> in order to generate more revenue but I can't say Apple's efforts to 
>>> expand into News, media entertainment production, and financial 
>>> services generates a feeling of confidence for me.
>>> 
>>> 
>>> 
>>>   Alan Lemly
>>> 
>>> 
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>> 
>> 
>> --
>> Lenron Brown
>> Cell: 985-271-2832
>> Skype: ron.brown762
>> 
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