Not sure what you mean.  You can use all of your credits at once if you wish.  
It's a very flexible plan.  Credits are applied each time you purchase a book.

Les
On Oct 25, 2012, at 7:45 PM, Hank Smith <hanksm...@hanksmith.net> wrote:

> can u get all the credits at once?
> On 10/25/2012 4:33 PM, Les Kriegler wrote:
>> Hi Mary,
>> 
>> Even with the 12 credit plan, one can carry over credits.  Nothing like 
>> being able to obtain a book the day it comes out.  It's a great service.
>> 
>> Les
>> On Oct 25, 2012, at 7:27 PM, Mary Otten <motte...@gmail.com> wrote:
>> 
>>> Even better deal is the platinum membership, which gives you 24 credits per 
>>> year, half of which could be carried over into the next year. I can't 
>>> remember the price, but it works out to something just under 10 dollars a 
>>> book in the U.S.
>>> 
>>> Mary
>>> 
>>> Mary Otten
>>> motte...@gmail.com
>>> 
>>> 
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