I agree with your post pointing out the excessive waste and costs our current health system is plagued with.
I believe health care reform is needed, but not by putting government in charge of it. Instead find the waste and the reason why two Advil costs $8 in a hospital. Allow for greater competition between insurance companies. Reduce the number of frivolous lawsuits. Best, Brad -----Original Message----- From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On Behalf Of RickG Sent: Sunday, December 06, 2009 10:30 PM To: WISPA General List Subject: Re: [WISPA] health insurance I was going to say that and completely agree :) On Sun, Dec 6, 2009 at 11:26 PM, Brad Belton <b...@belwave.com> wrote: > The auto insurance vs. health insurance comparison is a flawed argument. > The government doesn't force you to buy auto insurance if you don't need > it. > The government won't fine you and ultimately put you in jail for not buying > auto insurance from them if you don't need it. > > Our government is proposing law that will enable them to fine and > ultimately > put you in jail for not buying health insurance from them. They are taking > your freedom of choice away from you and forcing you to buy something from > them at a price they see fit and with a level of service they see fit. > > Big difference. > > > > Brad > > > -----Original Message----- > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > Behalf Of Ryan Spott > Sent: Sunday, December 06, 2009 9:50 PM > To: nsto...@wisperisp.com; WISPA General List > Subject: Re: [WISPA] health insurance > > "My wife is from South Africa where they have a public health care system. > One of the fastest growing industries is private healthcare. If you want > better service or do not want to wait in huge lines or want to go to the > newest hospitals you pay extra to visit the private services." > > That sounds awesome.. Now. where do I get BASIC health care? Cause I am > tired of being terrified that BASIC health care will put me in the > poor-house. > > I volunteer as a firefighter/paramedic.. I am tired of patients (sometimes > in horrific car accidents) that ask me to NOT take them to the hospital > because they cannot afford it. Imagine looking down on someone that you > just > extracted from a car wreck and have strapped to a backboard begging you to > let them up and let them out because of the financial burden of going to > the > hospital. > > I am more than happy to pay for "extra" medical services. Whatever those > may > be.. Heck, I can even buy more insurance if I need to. I buy extra > insurance > riders for my car to cover me when I am driving on private forest-lands on > top of the mandatory insurance needed for my vehicle. > > Why are we not having a discussion regarding required insurance for > vehicles? Aren't you just as p-o-ed that you are required to "pay that > extra > tax" to drive your car? > > Again.. need more sleep, less coffee.. Sorry to rant so much... > > ryan > > On Sun, Dec 6, 2009 at 7:09 PM, Nathan Stooke > <nstooke...@wisperisp.com>wrote: > > > Hello, > > > > I worked on a programming project for one of the guys that started > > WedMD years back. He was starting another company that worked with the > > insurance flow of paper work. He said several times that 70% to 80% of > the > > insurance premiums we pay go to the "middle" man and not to pay for the > > doctors services. > > > > My wife is from South Africa where they have a public health care > > system. One of the fastest growing industries is private healthcare. If > > you want better service or do not want to wait in huge lines or want to > go > > to the newest hospitals you pay extra to visit the private services. > > > > Thanks > > > > -----Original Message----- > > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > > Behalf Of Faisal Imtiaz > > Sent: Sunday, December 06, 2009 10:22 AM > > To: 'WISPA General List' > > Subject: Re: [WISPA] health insurance > > > > Yes, we in South Florida have some of the highest insurance rates (all > > types > > of insurance). There are many reasons, non of them that make a great deal > > of > > sense to me, but I have heard all kinds of excuses... > > > > The original point was, > > Health Care Insurance is a necessity. > > Health Care Insurance should be a vital benefit, provided by an > Employer > > whenever possible. > > Health Care Insurance is expensive.... > > > > So, How do you set up this benefit so that it makes sense for all > > (Employer and Employee). > > > > There are a number of very effective ways to do this, rather than the > > drastic options to convert Employees to Contractors... > > > > BTW, if you Talk to you Accountant, they will also tell you that simply > > paying someone on a 1099 as a Contractor, does not make them a contract > > employee.... There are other 'litmus' tests used to determine the exact > > status, in-case someone challenges the status quo. > > > > > > Faisal Imtiaz > > Computer Office Solutions Inc. /SnappyDSL.net > > Ph: (305) 663-5518 x 232 > > -----Original Message----- > > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On > > Behalf Of Travis Johnson > > Sent: Saturday, December 05, 2009 11:06 PM > > To: fai...@snappydsl.net; WISPA General List > > Subject: Re: [WISPA] health insurance > > > > Ahhhh... now we know.... it's Florida that is causing everyone else's > > insurance rates to go up... :) > > > > We pay about $700/month to cover an entire family (this is just health > > insurance, the dental and vision is extra). > > > > Travis > > Microserv > > > > Faisal Imtiaz wrote: > > > As a business owner, in Florida, where the Health Insurance is one of > > > the highest in the US, we have seeing 15-20% increses every year for > > > the last few years. > > > > > > It is nice to see that you offer 100% health insurance coverage for > > > all of your Employees, where the company is picking up the Tab for the > > > Insurance Premiums. > > > > > > Simply for the sake of my understanding, why would you choose to > > > > > > " force us to go to a subcontractor type work-force (at least for > > > 5-10 of our current employees) to get us under the 25 employee limit > and > > ..... " > > > offer less benefits for everyone in the company " > > > > > > At the end of the day, $412 / employee is not a whole lot of money, > > > especially when you are talking about a benfit like Health > > Insurance....... > > > If you are looking to have some means of off-setting the additional > > > $$$, would'nt it me easier and better for everyone if you reduced your > > > Company provided 100% coverage to let's say 90%, and have the Employee > > > pay the other 10% ? > > > > > > > > > What are your current costs for Health Insurnace ? We are seeing > > typically > > > $300-$400 / month for a single male, and $1300-$1450 /month for a > > > family > > > > > > >From what we have been seeing in the last few years, including our > > > >present > > > coverage increase (approx $8100/year for 3 families)... $412 /year > > > increase would be a Blessing and a Christmas present... > > > > > > ------------------- > > > > > > Just a thought. > > > > > > > > > Faisal Imtiaz > > > Computer Office Solutions Inc. /SnappyDSL.net > > > Ph: (305) 663-5518 x 232 > > > -----Original Message----- > > > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] > > > On Behalf Of Travis Johnson > > > Sent: Saturday, December 05, 2009 7:50 PM > > > To: WISPA General List > > > Subject: [WISPA] health insurance > > > > > > Hi, > > > > > > What are everyone else's plans if this new health insurance plan gets > > > passed in Congress? We fall in the 25-100 employee category, so they > > > are estimating our health insurance costs would go up $412 per > > > employee for us (we already cover 100% of the costs for our > > > employees). So, basically this would force us to go to a subcontractor > > > type work-force (at least for 5-10 of our current employees) to get us > > > under the 25 employee limit and offer less benefits for everyone in the > > company. > > > > > > Once again, it seems our government is stepping in where it doesn't > > belong. > > > Either take over the health care system 100% (including funding it), > > > or leave it alone. > > > > > > Travis > > > Microserv > > > > > > > > > ---------------------------------------------------------------------- > > > ------ > > > ---- > > > WISPA Wants You! Join today! > > > http://signup.wispa.org/ > > > ---------------------------------------------------------------------- > > > ------ > > > ---- > > > > > > WISPA Wireless List: wireless@wispa.org > > > > > > Subscribe/Unsubscribe: > > > http://lists.wispa.org/mailman/listinfo/wireless > > > > > > Archives: http://lists.wispa.org/pipermail/wireless/ > > > > > > > > > > > > > > > > > > ---------------------------------------------------------------------- > > > ---------- > > > WISPA Wants You! Join today! > > > http://signup.wispa.org/ > > > ---------------------------------------------------------------------- > > > ---------- > > > > > > WISPA Wireless List: wireless@wispa.org > > > > > > Subscribe/Unsubscribe: > > > http://lists.wispa.org/mailman/listinfo/wireless > > > > > > Archives: http://lists.wispa.org/pipermail/wireless/ > > > > > > > > > > > > > > > > ---------------------------------------------------------------------------- > > ---- > > WISPA Wants You! 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