I was clear when I said "need" insurance.  If you don't have a car or drive
the car on the public roadway the government doesn't fine you or jail you
for not having auto insurance.  

The government isn't forcing you to have a car and buy their auto insurance
at the price and under the terms they dictate.  That is exactly what is
being proposed with this government run health care system.

Again, big difference.  


Brad


-----Original Message-----
From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On
Behalf Of Mike Hammett
Sent: Monday, December 07, 2009 8:41 AM
To: WISPA General List
Subject: Re: [WISPA] health insurance

In Illinois you are required to purchase auto insurance and you will get 
fined, and I believe ultimately jailed if you continue to ignore that 
mandate.  They don't provide it, but you are required to carry a minimum 
liability.  It is at the state level, where it should be instead of at the 
national level.  I don't care that Massachusetts has state run public 
healthcare because I don't live there.

I'm sure someone will complain about being a political discussion, but 
health insurance and how the government treats it is very important to any 
business.


-----
Mike Hammett
Intelligent Computing Solutions
http://www.ics-il.com



--------------------------------------------------
From: "Brad Belton" <b...@belwave.com>
Sent: Sunday, December 06, 2009 10:26 PM
To: "'WISPA General List'" <wireless@wispa.org>
Subject: Re: [WISPA] health insurance

> The auto insurance vs. health insurance comparison is a flawed argument.
> The government doesn't force you to buy auto insurance if you don't need 
> it.
> The government won't fine you and ultimately put you in jail for not 
> buying
> auto insurance from them if you don't need it.
>
> Our government is proposing law that will enable them to fine and 
> ultimately
> put you in jail for not buying health insurance from them.  They are 
> taking
> your freedom of choice away from you and forcing you to buy something from
> them at a price they see fit and with a level of service they see fit.
>
> Big difference.
>
>
>
> Brad
>
>
> -----Original Message-----
> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On
> Behalf Of Ryan Spott
> Sent: Sunday, December 06, 2009 9:50 PM
> To: nsto...@wisperisp.com; WISPA General List
> Subject: Re: [WISPA] health insurance
>
> "My wife is from South Africa where they have a public health care system.
> One of the fastest growing industries is private healthcare.  If you want
> better service or do not want to wait in huge lines or want to go to the
> newest hospitals you pay extra to visit the private services."
>
> That sounds awesome.. Now. where do I get BASIC health care? Cause I am
> tired of being terrified that BASIC health care will put me in the
> poor-house.
>
> I volunteer as a firefighter/paramedic.. I am tired of patients (sometimes
> in horrific car accidents) that ask me to NOT take them to the hospital
> because they cannot afford it. Imagine looking down on someone that you 
> just
> extracted from a car wreck and have strapped to a backboard begging you to
> let them up and let them out because of the financial burden of going to 
> the
> hospital.
>
> I am more than happy to pay for "extra" medical services. Whatever those 
> may
> be.. Heck, I can even buy more insurance if I need to. I buy extra 
> insurance
> riders for my car to cover me when I am driving on private forest-lands on
> top of the mandatory insurance needed for my vehicle.
>
> Why are we not having a discussion regarding required insurance for
> vehicles? Aren't you just as p-o-ed that you are required to "pay that 
> extra
> tax" to drive your car?
>
> Again.. need more sleep, less coffee.. Sorry to rant so much...
>
> ryan
>
> On Sun, Dec 6, 2009 at 7:09 PM, Nathan Stooke
> <nstooke...@wisperisp.com>wrote:
>
>> Hello,
>>
>>        I worked on a programming project for one of the guys that started
>> WedMD years back.  He was starting another company that worked with the
>> insurance flow of paper work.  He said several times that 70% to 80% of
> the
>> insurance premiums we pay go to the "middle" man and not to pay for the
>> doctors services.
>>
>>        My wife is from South Africa where they have a public health care
>> system.  One of the fastest growing industries is private healthcare.  If
>> you want better service or do not want to wait in huge lines or want to 
>> go
>> to the newest hospitals you pay extra to visit the private services.
>>
>>         Thanks
>>
>> -----Original Message-----
>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On
>> Behalf Of Faisal Imtiaz
>> Sent: Sunday, December 06, 2009 10:22 AM
>> To: 'WISPA General List'
>> Subject: Re: [WISPA] health insurance
>>
>> Yes, we in South Florida have some of the highest insurance rates (all
>> types
>> of insurance). There are many reasons, non of them that make a great deal
>> of
>> sense to me, but I have heard all kinds of excuses...
>>
>> The original point was,
>>   Health Care Insurance is a necessity.
>>   Health Care Insurance should be a vital benefit, provided by an 
>> Employer
>> whenever possible.
>>   Health Care Insurance is expensive....
>>
>>   So, How do you set up this benefit so that it makes sense for all
>> (Employer and Employee).
>>
>>   There are a number of very effective ways to do this, rather than the
>> drastic options to convert Employees to Contractors...
>>
>>   BTW, if you Talk to you Accountant, they will also tell you that simply
>> paying someone on a 1099 as a Contractor, does not make them a contract
>> employee.... There are other 'litmus' tests used to determine the exact
>> status, in-case someone challenges the status quo.
>>
>>
>> Faisal Imtiaz
>> Computer Office Solutions Inc. /SnappyDSL.net
>> Ph: (305) 663-5518 x 232
>> -----Original Message-----
>> From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org] On
>> Behalf Of Travis Johnson
>> Sent: Saturday, December 05, 2009 11:06 PM
>> To: fai...@snappydsl.net; WISPA General List
>> Subject: Re: [WISPA] health insurance
>>
>> Ahhhh... now we know.... it's Florida that is causing everyone else's
>> insurance rates to go up... :)
>>
>> We pay about $700/month to cover an entire family (this is just health
>> insurance, the dental and vision is extra).
>>
>> Travis
>> Microserv
>>
>> Faisal Imtiaz wrote:
>> > As a business owner, in Florida, where the Health Insurance is one of
>> > the highest in the US, we have seeing 15-20% increses every year for
>> > the last few years.
>> >
>> > It is nice to see that you offer 100% health insurance coverage for
>> > all of your Employees, where the company is picking up the Tab for the
>> > Insurance Premiums.
>> >
>> > Simply for the sake of my understanding, why would you choose to
>> >
>> >  " force us to go to a subcontractor type work-force (at least for
>> > 5-10 of our current employees) to get us under the 25 employee limit 
>> > and
>> ..... "
>> > offer less benefits for everyone in the company "
>> >
>> > At the end of the day, $412 / employee is not a whole lot of money,
>> > especially when you are talking about a benfit like Health
>> Insurance.......
>> > If you are looking to have some means of off-setting the additional
>> > $$$, would'nt it me easier and better for everyone if you reduced your
>> > Company provided 100% coverage to let's say 90%, and have the Employee
>> > pay the other 10% ?
>> >
>> >
>> > What are your current costs for Health Insurnace ?   We are seeing
>> typically
>> > $300-$400 / month for a single male, and $1300-$1450 /month for a
>> > family
>> >
>> > >From what we have been seeing in the last few years, including our
>> > >present
>> > coverage increase (approx $8100/year for 3 families)... $412 /year
>> > increase would be a Blessing and a Christmas present...
>> >
>> > -------------------
>> >
>> > Just a thought.
>> >
>> >
>> > Faisal Imtiaz
>> > Computer Office Solutions Inc. /SnappyDSL.net
>> > Ph: (305) 663-5518 x 232
>> > -----Original Message-----
>> > From: wireless-boun...@wispa.org [mailto:wireless-boun...@wispa.org]
>> > On Behalf Of Travis Johnson
>> > Sent: Saturday, December 05, 2009 7:50 PM
>> > To: WISPA General List
>> > Subject: [WISPA] health insurance
>> >
>> > Hi,
>> >
>> > What are everyone else's plans if this new health insurance plan gets
>> > passed in Congress? We fall in the 25-100 employee category, so they
>> > are estimating our health insurance costs would go up $412 per
>> > employee for us (we already cover 100% of the costs for our
>> > employees). So, basically this would force us to go to a subcontractor
>> > type work-force (at least for 5-10 of our current employees) to get us
>> > under the 25 employee limit and offer less benefits for everyone in the
>> company.
>> >
>> > Once again, it seems our government is stepping in where it doesn't
>> belong.
>> > Either take over the health care system 100% (including funding it),
>> > or leave it alone.
>> >
>> > Travis
>> > Microserv
>> >
>> >
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