This can be solves via the terms and conditions of the contract with the 
customer.

Tom DeReggi
RapidDSL & Wireless, Inc
IntAirNet- Fixed Wireless Broadband


----- Original Message ----- 
From: "RickG" <rgunder...@gmail.com>
To: "WISPA General List" <wireless@wispa.org>
Sent: Monday, December 14, 2009 1:11 AM
Subject: Re: [WISPA] Credit Card Processors


> Because once expired, Visa or Mastercard no longer must honor it. If a
> chargeback happens, they may consider using an expired card as fraudulent
> and deny your claim. This is just my more cautious nature coming out here.
> Maybe your processor says no big deal. For me, Authorize.net said dont do
> it.
> -RickG
>
> On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman
> <j...@imaginenetworksllc.com>wrote:
>
>> I've seen that before, but that wasn't what I was looking for.
>>
>> Either way, a charge back can happen no matter what - why would the
>> expiration be relevant?
>>
>> Josh Luthman
>> Office: 937-552-2340
>> Direct: 937-552-2343
>> 1100 Wayne St
>> Suite 1337
>> Troy, OH 45373
>>
>> "The secret to creativity is knowing how to hide your sources."
>> --- Albert Einstein
>>
>>
>> On Sun, Dec 13, 2009 at 10:08 PM, RickG <rgunder...@gmail.com> wrote:
>>
>> > My banker buddy said its between you and your credit card processor but
>> > charging to an expired card could leave you open to a charge back. I
>> guess
>> > the safest thing to do is ask your processor. I did find the attached 
>> > on
>> > Visa's website. -RickG
>> >
>> > On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman
>> > <j...@imaginenetworksllc.com>wrote:
>> >
>> > > Very confident that IPPay will accept past expiration dates as long
>> none
>> > of
>> > > the other information was changed.  I read something about this
>> recently
>> > > but
>> > > I can't seem to locate it.
>> > >
>> > > Josh Luthman
>> > > Office: 937-552-2340
>> > > Direct: 937-552-2343
>> > > 1100 Wayne St
>> > > Suite 1337
>> > > Troy, OH 45373
>> > >
>> > > "The secret to creativity is knowing how to hide your sources."
>> > > --- Albert Einstein
>> > >
>> > >
>> > > On Sun, Dec 13, 2009 at 9:29 PM, RickG <rgunder...@gmail.com> wrote:
>> > >
>> > > > I'm speaking from experience :)
>> > > > Most credit cards expire in two years. So, you take their 
>> > > > expiration
>> > date
>> > > > and add two years - wella, it works again!
>> > > > I dont know about other processors but authorize.net will not 
>> > > > accept
>> > an
>> > > > expired date.
>> > > > -RickG
>> > > >
>> > > > On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman
>> > > > <j...@imaginenetworksllc.com>wrote:
>> > > >
>> > > > > I don't see how you can guess it.  You can have one card number 
>> > > > > not
>> > > > > change but renew it's expiration date.  Also keep in mind you can
>> > > > > continue charging without updating information for companies just
>> > like
>> > > > > us.
>> > > > >
>> > > > > On 12/13/09, RickG <rgunder...@gmail.com> wrote:
>> > > > > > Quickbooks is great!
>> > > > > >
>> > > > > > Question though: I was told by my bank not to guess their new
>> > > > expiration
>> > > > > > date and that you need to get the it  directly from the 
>> > > > > > customer
>> or
>> > > you
>> > > > > are
>> > > > > > subject to dispute. True of false?
>> > > > > > -RickG
>> > > > > >
>> > > > > > On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi
>> > > > > > <wirelessn...@rapiddsl.net>wrote:
>> > > > > >
>> > > > > >> IPPay is really cool. Expecially automatic features like
>> figuring
>> > > out
>> > > > > the
>> > > > > >> right CC exp date after it expires. We'd like to use it, if we
>> > > could.
>> > > > > >> But we dont use them because you really need a seperate 
>> > > > > >> billing
>> > > system
>> > > > > to
>> > > > > >> integrate with them.
>> > > > > >> We use Quickbooks for our billing, and from what I understood
>> > IPPay
>> > > > does
>> > > > > >> not
>> > > > > >> integrate with Quickbook's billing.
>> > > > > >>
>> > > > > >> PS. I know, why are we using Quickbooks for billing still?
>> > Resistent
>> > > > to
>> > > > > >> change when something works, its easy, and no compelling 
>> > > > > >> reason
>> to
>> > > > > change.
>> > > > > >>
>> > > > > >> Tom DeReggi
>> > > > > >> RapidDSL & Wireless, Inc
>> > > > > >> IntAirNet- Fixed Wireless Broadband
>> > > > > >>
>> > > > > >>
>> > > > > >> ----- Original Message -----
>> > > > > >> From: "Travis Johnson" <t...@ida.net>
>> > > > > >> To: "WISPA General List" <wireless@wispa.org>
>> > > > > >> Sent: Saturday, December 12, 2009 11:16 PM
>> > > > > >> Subject: Re: [WISPA] Credit Card Processors
>> > > > > >>
>> > > > > >>
>> > > > > >> > IPPay. Only saved us $500 per month and we get our money in
>> 1-2
>> > > > > business
>> > > > > >> > days (instead of 4-5 with authorize). :) :)
>> > > > > >> >
>> > > > > >> > Travis
>> > > > > >> > Microserv
>> > > > > >> >
>> > > > > >> > Robert West wrote:
>> > > > > >> >> Looking at credit card processors again.  Been nickled and
>> > dimed
>> > > to
>> > > > > >> death
>> > > > > >> >> with 2 others.  Who are you happy with and do they work 
>> > > > > >> >> with
>> > > > > >> >> authorize.net?
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >> Bob-
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >> Robert West
>> > > > > >> >>
>> > > > > >> >> Just Micro Digital Services Inc.
>> > > > > >> >>
>> > > > > >> >> 740-335-7020
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >> >>
>> > > > > >>
>> > > > >
>> > > >
>> > >
>> >
>> --------------------------------------------------------------------------------
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>> >
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>> > > > > >> >>
>> > > > > >> >
>> > > > > >> >
>> > > > > >> >
>> > > > > >>
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>> > > >
>> > >
>> >
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>> > > > > >> >
>> > > > > >> > --
>> > > > > >> > Internal Virus Database is out-of-date.
>> > > > > >> > Checked by AVG.
>> > > > > >> > Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release
>> > Date:
>> > > > > >> > 5/15/2009 6:16 AM
>> > > > > >> >
>> > > > > >>
>> > > > > >>
>> > > > > >>
>> > > > > >>
>> > > > > >>
>> > > > >
>> > > >
>> > >
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>> > > > > >
>> > > > >
>> > > >
>> > >
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>> > > > >
>> > > > >
>> > > > > --
>> > > > > Josh Luthman
>> > > > > Office: 937-552-2340
>> > > > > Direct: 937-552-2343
>> > > > > 1100 Wayne St
>> > > > > Suite 1337
>> > > > > Troy, OH 45373
>> > > > >
>> > > > > "The secret to creativity is knowing how to hide your sources."
>> > > > > --- Albert Einstein
>> > > > >
>> > > > >
>> > > > >
>> > > > >
>> > > >
>> > >
>> >
>> --------------------------------------------------------------------------------
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>> > > >
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>> > > >
>> > > >
>> > >
>> >
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>
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>
> -- 
> Internal Virus Database is out-of-date.
> Checked by AVG.
> Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: 
> 5/15/2009 6:16 AM
> 



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