This can be solves via the terms and conditions of the contract with the customer.
Tom DeReggi RapidDSL & Wireless, Inc IntAirNet- Fixed Wireless Broadband ----- Original Message ----- From: "RickG" <rgunder...@gmail.com> To: "WISPA General List" <wireless@wispa.org> Sent: Monday, December 14, 2009 1:11 AM Subject: Re: [WISPA] Credit Card Processors > Because once expired, Visa or Mastercard no longer must honor it. If a > chargeback happens, they may consider using an expired card as fraudulent > and deny your claim. This is just my more cautious nature coming out here. > Maybe your processor says no big deal. For me, Authorize.net said dont do > it. > -RickG > > On Sun, Dec 13, 2009 at 10:22 PM, Josh Luthman > <j...@imaginenetworksllc.com>wrote: > >> I've seen that before, but that wasn't what I was looking for. >> >> Either way, a charge back can happen no matter what - why would the >> expiration be relevant? >> >> Josh Luthman >> Office: 937-552-2340 >> Direct: 937-552-2343 >> 1100 Wayne St >> Suite 1337 >> Troy, OH 45373 >> >> "The secret to creativity is knowing how to hide your sources." >> --- Albert Einstein >> >> >> On Sun, Dec 13, 2009 at 10:08 PM, RickG <rgunder...@gmail.com> wrote: >> >> > My banker buddy said its between you and your credit card processor but >> > charging to an expired card could leave you open to a charge back. I >> guess >> > the safest thing to do is ask your processor. I did find the attached >> > on >> > Visa's website. -RickG >> > >> > On Sun, Dec 13, 2009 at 9:42 PM, Josh Luthman >> > <j...@imaginenetworksllc.com>wrote: >> > >> > > Very confident that IPPay will accept past expiration dates as long >> none >> > of >> > > the other information was changed. I read something about this >> recently >> > > but >> > > I can't seem to locate it. >> > > >> > > Josh Luthman >> > > Office: 937-552-2340 >> > > Direct: 937-552-2343 >> > > 1100 Wayne St >> > > Suite 1337 >> > > Troy, OH 45373 >> > > >> > > "The secret to creativity is knowing how to hide your sources." >> > > --- Albert Einstein >> > > >> > > >> > > On Sun, Dec 13, 2009 at 9:29 PM, RickG <rgunder...@gmail.com> wrote: >> > > >> > > > I'm speaking from experience :) >> > > > Most credit cards expire in two years. So, you take their >> > > > expiration >> > date >> > > > and add two years - wella, it works again! >> > > > I dont know about other processors but authorize.net will not >> > > > accept >> > an >> > > > expired date. >> > > > -RickG >> > > > >> > > > On Sun, Dec 13, 2009 at 4:13 PM, Josh Luthman >> > > > <j...@imaginenetworksllc.com>wrote: >> > > > >> > > > > I don't see how you can guess it. You can have one card number >> > > > > not >> > > > > change but renew it's expiration date. Also keep in mind you can >> > > > > continue charging without updating information for companies just >> > like >> > > > > us. >> > > > > >> > > > > On 12/13/09, RickG <rgunder...@gmail.com> wrote: >> > > > > > Quickbooks is great! >> > > > > > >> > > > > > Question though: I was told by my bank not to guess their new >> > > > expiration >> > > > > > date and that you need to get the it directly from the >> > > > > > customer >> or >> > > you >> > > > > are >> > > > > > subject to dispute. True of false? >> > > > > > -RickG >> > > > > > >> > > > > > On Sat, Dec 12, 2009 at 11:40 PM, Tom DeReggi >> > > > > > <wirelessn...@rapiddsl.net>wrote: >> > > > > > >> > > > > >> IPPay is really cool. Expecially automatic features like >> figuring >> > > out >> > > > > the >> > > > > >> right CC exp date after it expires. We'd like to use it, if we >> > > could. >> > > > > >> But we dont use them because you really need a seperate >> > > > > >> billing >> > > system >> > > > > to >> > > > > >> integrate with them. >> > > > > >> We use Quickbooks for our billing, and from what I understood >> > IPPay >> > > > does >> > > > > >> not >> > > > > >> integrate with Quickbook's billing. >> > > > > >> >> > > > > >> PS. I know, why are we using Quickbooks for billing still? >> > Resistent >> > > > to >> > > > > >> change when something works, its easy, and no compelling >> > > > > >> reason >> to >> > > > > change. >> > > > > >> >> > > > > >> Tom DeReggi >> > > > > >> RapidDSL & Wireless, Inc >> > > > > >> IntAirNet- Fixed Wireless Broadband >> > > > > >> >> > > > > >> >> > > > > >> ----- Original Message ----- >> > > > > >> From: "Travis Johnson" <t...@ida.net> >> > > > > >> To: "WISPA General List" <wireless@wispa.org> >> > > > > >> Sent: Saturday, December 12, 2009 11:16 PM >> > > > > >> Subject: Re: [WISPA] Credit Card Processors >> > > > > >> >> > > > > >> >> > > > > >> > IPPay. Only saved us $500 per month and we get our money in >> 1-2 >> > > > > business >> > > > > >> > days (instead of 4-5 with authorize). :) :) >> > > > > >> > >> > > > > >> > Travis >> > > > > >> > Microserv >> > > > > >> > >> > > > > >> > Robert West wrote: >> > > > > >> >> Looking at credit card processors again. Been nickled and >> > dimed >> > > to >> > > > > >> death >> > > > > >> >> with 2 others. Who are you happy with and do they work >> > > > > >> >> with >> > > > > >> >> authorize.net? >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> Bob- >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> Robert West >> > > > > >> >> >> > > > > >> >> Just Micro Digital Services Inc. >> > > > > >> >> >> > > > > >> >> 740-335-7020 >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> >> WISPA Wants You! Join today! >> > > > > >> >> http://signup.wispa.org/ >> > > > > >> >> >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> >> >> > > > > >> >> WISPA Wireless List: wireless@wispa.org >> > > > > >> >> >> > > > > >> >> Subscribe/Unsubscribe: >> > > > > >> >> http://lists.wispa.org/mailman/listinfo/wireless >> > > > > >> >> >> > > > > >> >> Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > > >> >> >> > > > > >> >> >> > > > > >> > >> > > > > >> > >> > > > > >> > >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> > WISPA Wants You! Join today! >> > > > > >> > http://signup.wispa.org/ >> > > > > >> > >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> > >> > > > > >> > WISPA Wireless List: wireless@wispa.org >> > > > > >> > >> > > > > >> > Subscribe/Unsubscribe: >> > > > > >> > http://lists.wispa.org/mailman/listinfo/wireless >> > > > > >> > >> > > > > >> > Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > > >> > >> > > > > >> > >> > > > > >> > -- >> > > > > >> > Internal Virus Database is out-of-date. >> > > > > >> > Checked by AVG. >> > > > > >> > Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release >> > Date: >> > > > > >> > 5/15/2009 6:16 AM >> > > > > >> > >> > > > > >> >> > > > > >> >> > > > > >> >> > > > > >> >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> WISPA Wants You! Join today! >> > > > > >> http://signup.wispa.org/ >> > > > > >> >> > > > > >> >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> >> > > > > >> WISPA Wireless List: wireless@wispa.org >> > > > > >> >> > > > > >> Subscribe/Unsubscribe: >> > > > > >> http://lists.wispa.org/mailman/listinfo/wireless >> > > > > >> >> > > > > >> Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > > >> >> > > > > > >> > > > > > >> > > > > > >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > > WISPA Wants You! Join today! >> > > > > > http://signup.wispa.org/ >> > > > > > >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > > >> > > > > > WISPA Wireless List: wireless@wispa.org >> > > > > > >> > > > > > Subscribe/Unsubscribe: >> > > > > > http://lists.wispa.org/mailman/listinfo/wireless >> > > > > > >> > > > > > Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > > > >> > > > > >> > > > > >> > > > > -- >> > > > > Josh Luthman >> > > > > Office: 937-552-2340 >> > > > > Direct: 937-552-2343 >> > > > > 1100 Wayne St >> > > > > Suite 1337 >> > > > > Troy, OH 45373 >> > > > > >> > > > > "The secret to creativity is knowing how to hide your sources." >> > > > > --- Albert Einstein >> > > > > >> > > > > >> > > > > >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > WISPA Wants You! Join today! >> > > > > http://signup.wispa.org/ >> > > > > >> > > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > > >> > > > > WISPA Wireless List: wireless@wispa.org >> > > > > >> > > > > Subscribe/Unsubscribe: >> > > > > http://lists.wispa.org/mailman/listinfo/wireless >> > > > > >> > > > > Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > > >> > > > >> > > > >> > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > WISPA Wants You! Join today! >> > > > http://signup.wispa.org/ >> > > > >> > > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > > >> > > > WISPA Wireless List: wireless@wispa.org >> > > > >> > > > Subscribe/Unsubscribe: >> > > > http://lists.wispa.org/mailman/listinfo/wireless >> > > > >> > > > Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > >> > > >> > > >> > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > WISPA Wants You! Join today! >> > > http://signup.wispa.org/ >> > > >> > > >> > >> -------------------------------------------------------------------------------- >> > > >> > > WISPA Wireless List: wireless@wispa.org >> > > >> > > Subscribe/Unsubscribe: >> > > http://lists.wispa.org/mailman/listinfo/wireless >> > > >> > > Archives: http://lists.wispa.org/pipermail/wireless/ >> > > >> > >> > >> > >> > >> > >> -------------------------------------------------------------------------------- >> > WISPA Wants You! Join today! >> > http://signup.wispa.org/ >> > >> > >> -------------------------------------------------------------------------------- >> > >> > WISPA Wireless List: wireless@wispa.org >> > >> > Subscribe/Unsubscribe: >> > http://lists.wispa.org/mailman/listinfo/wireless >> > >> > Archives: http://lists.wispa.org/pipermail/wireless/ >> > >> >> >> >> -------------------------------------------------------------------------------- >> WISPA Wants You! Join today! >> http://signup.wispa.org/ >> >> -------------------------------------------------------------------------------- >> >> WISPA Wireless List: wireless@wispa.org >> >> Subscribe/Unsubscribe: >> http://lists.wispa.org/mailman/listinfo/wireless >> >> Archives: http://lists.wispa.org/pipermail/wireless/ >> > > > -------------------------------------------------------------------------------- > WISPA Wants You! Join today! > http://signup.wispa.org/ > -------------------------------------------------------------------------------- > > WISPA Wireless List: wireless@wispa.org > > Subscribe/Unsubscribe: > http://lists.wispa.org/mailman/listinfo/wireless > > Archives: http://lists.wispa.org/pipermail/wireless/ > > > -- > Internal Virus Database is out-of-date. > Checked by AVG. > Version: 7.5.560 / Virus Database: 270.12.26/2116 - Release Date: > 5/15/2009 6:16 AM > -------------------------------------------------------------------------------- WISPA Wants You! Join today! http://signup.wispa.org/ -------------------------------------------------------------------------------- WISPA Wireless List: wireless@wispa.org Subscribe/Unsubscribe: http://lists.wispa.org/mailman/listinfo/wireless Archives: http://lists.wispa.org/pipermail/wireless/