Yuan-dollar peg and its discontents
  
  By Ben Lim | Feb 15, 2005 
  http://www.abs-cbnnews.com/NewsStory.aspx?section==Opinion&OID=h537



Hardly a day passes without meeting friends asking where they change 
their US dollar to Chinese yuan. They seem convinced that once China 
revalues or raises the value of its yuan against the dollar, their 
dollar savings will depreciate. 


What they don't know is that since the US Federal Reserve lifted 
interest rates in June, the dollar has been depreciating since then. 
They were only alarmed when the dollar hit a new low in December 
against the euro and has fallen against our weak peso this February. 


It appears that their fear of a likely Chinese revaluation stems 
from what they read since the US presidential election campaign when 
both Republicans and Democrats blamed China for the 
America's "jobless recovery." The persistent demand by G7 members, 
especially the US, forced China to make its exchange rate more 
flexible. 


Accordingly, pressure for China to revalue is due to the US trade 
deficit with China of about $124 billion in 2003 and $162 billion in 
2004. For the past few months China reported that its foreign 
exchange reserves soared to $609.9 billion in December, from $514.5 
in September. This $95.4 billion jump brought the total increase for 
2004 to $206.7 billion. 


And all the while, Chinese authorities continue to intervene in 
currency markets to maintain the currency peg of the Chinese yuan to 
the US dollar. The yuan is pegged at 8.27 to the US dollar. Their 
peg keeps the yuan's value fixed against the greenback and has been 
the demon of US manufacturers, who assert that the yuan's 
artificially low level gives Beijing an unfair advantage in global 
export markets. But Beijing contends that this is due to the US 
insistence that China buys US Treasury securities to preserve the 
peg. 


Of course China is not helped that this acceleration in official 
purchases is occurring alongside what appears to be a heightened 
pace of trade deficit deterioration in the US. Worse, the bulk of 
China's balance of payments surplus of over $100 billion comes from 
capital inflows which includes foreign direct investment (FDI) of 
$57.6 billion in 2004, which exceeded FDI's into the US alongside 
heightened speculative inflows in anticipation of potential yuan 
appreciation.Right now, no nation plays a more crucial role in 
keeping the dollar and the US financial system afloat than giant 
China. The People's Bank of China has let it be known that China 
increased dollar reserves by $207 billion in 2004, financing nearly 
a third of the US current deficit, estimated at $650 billion. 
America's budget deficit is over $400 billion or more than three 
percent of GDP. This does not include the $200 billion the US 
borrowed from the temporary surplus in his own Federal Social 
Security fund. 


All these developments have led some US legislators to fear that 
China might eventually overtake the US economy unless China revalues 
its currency soon. In the US Senate, two US protectionist 
legislators, Senators Lindsey Graham and Charles Schumer, have 
sponsored a bill to force China to revalue its currency within six 
months or face a 27.5 percent tariff on all exports to the US. Both 
legislators believed that the Chinese are manipulating the value of 
the yuan. The Chinese, they insisted, are keeping the yuan 
undervalued against the dollar by 15-40 percent, depending on who 
makes the estimates. 


The two senators cited figures from "a major study between 1989 and 
2003," showing that trade deficit with China caused the displacement 
of production that supported 1.5 million US jobs. Accordingly the 
number of job opportunities lost each year grew rapidly during the 
1990s and accelerated after China became a member of the WTO in 
2001. Although the study did not cite comparable statistics on 
domestic production displaced by imports from the US government. 


Many economists, including Pam Woodall, editor of "The Economist" 
magazine, disagree with the view that trade deficits are the cause 
of net loss of jobs. In her view "faster growth in China should mean 
faster rather slower growth elsewhere too." Others claim that 
employment levels are determined by macroeconomic policies including 
monetary and fiscal policies, and most relevant to trade and 
exchange rates. It is true that trade deficits will cause less 
employment in manufacturing but it will also lead to the creation of 
more jobs in non-traded goods as in services, retail trade and 
construction. The Chinese central bank refused to comment on the 
bill. A leading Chinese government economist, Zhu Baoliang, told 
Bloomberg that China wouldn't be swayed into changing its currency 
policy. "That kind of bill comes up every year and will keep being 
raised in the future." Long Yonglu, China's chief WTO negotiator, 
said that China made "no concessions on government's control over 
the exchange rate after accession to the WTO, which we can ill 
afford." 


Many economists who saw the study claimed that it failed to indicate 
that for as long as the US productive industries are unable to 
produce quality and inexpensive goods, whether in low or high-tech 
manufacturing, they will not be able to compete against other 
countries. US legislators made the same complaints in the early 
1970s against Japan, when Japan's economic rise was seen as a threat 
to American jobs. Indeed when Japan revalued in the 1980s there was 
no dramatic recovery in the American economy. 


The study also failed to take into account the practices of US 
multinational firms when they relocate their industries outside the 
homeland. US multinational firms have not been motivated by 
nationalism but entirely by considerations of what competitive 
advantage they can get from arbitrating such generic factors of 
production as capital, cheap labor, tax holidays, differences in 
culture, legal, cultural and political differences. 


Finally these legislators overlooked the fact that Allan Greenspan 
of the US Federal Reserve manipulated the value of the US dollar 
when he slashed the interest rates several times after the US stock 
market bubble burst. 


Apart from the bill some lobby groups in the US are planning a 
series of actions to make the Chinese toe the line. The National 
Association of Manufacturers, a powerful lobby of American factory 
owners, plans to urge the IMF and the US Treasury Department to get 
China to change its currency regime. 


Chinese Premier Wen Jiabao has criticized the US for not taking 
measures to halt the dollar's slide and make it clear that China 
would not revalue the yuan under pressure. Henry C.K. Liu, chairman 
of New York-based Liu Investment Group, claims that the American 
protectionist move "is timely as China stands at the crossroads of 
economic destiny." China could move in "the direction of which will 
determine if it will be the latest victim of bankrupt neo-liberal 
ideology or the sole survivor that manages to develop an effective 
immunity from the deadly financial virus of dollar hegemony that 
regularly assaults all economies." In Liu's view, China, the most 
populous nation on Earth, "cannot possibly expect to develop toward 
world-class living standards by exporting to a rich minority of the 
world's population. The poor economies' excessive dependence on 
export to the rich economies under dollar hegemony will perpetuate 
the maldistribution of wealth on a global scale and put China 
permanently on the lower end of that scale."Liu pointed out 
that "the US economy is constructed around a fundamental framework - 
the almighty dollar, and the firm and virtually unbreakable 
international support it enjoys. The dollar supports a massive load 
of public debt, now totaling well over $7 trillion. When Social 
Security, Medicare, Medicaid, military and government pensions are 
added in, the total national debt exceeds $51 trillion, according 
to "Fortune" magazine. It said the amount is five times the gross 
domestic product. When you add the off-budget items, this year's 
deficit alone approaches $1 trillion. Derivatives (interest � rate 
futures, options and swaps) now total $180 trillion. Total US 
consumer debt is $8 trillion. The US is currently saddled with $38 
trillion debt and there is a $54 trillion federal funding gap � the 
difference between what the government is committed to pay out and 
what it will receive in tax revenues. 


If an exit from the dollar were to occur such as in the sphere of 
petro-transactions, the effect would seriously undermine US global 
dominance. Indeed many oil exporting countries from Iran to Saudi 
Arabia to Russia to Venezuela have already gone on public record 
that they will make an exit from petro-dollars to petro-euro. 


Many Western economists do not see the revaluation of the Chinese 
yuan as the answer to America's economic woes. Alan Greenspan, US 
Federal Reserve chairman and high priest of American finance, warned 
that revaluation of the Chinese currency could weaken the Chinese 
banking system, which could in turn threaten the world economy. In a 
letter to the US Senate he contended that a free float could cause 
heavy flow of capital out of China. If China is forced to do a hard 
landing, the US and the rest of the world will feel the jolt. 


Greenspan added that: "Many in China fear that removal of capital 
controls that restrict the ability of domestic investors to invest 
abroad and to sell or to purchase foreign currency, which is a 
necessary step to allow a currency to float freely, could cause an 
outflow of deposits from Chinese banks, destabilizing the system." 


The truth is that as early as 2003 the Chinese have considered 
revaluing their currency. Fan Gang, director of the National 
Economic Research Institute at the China Reform Foundation, said 
the "the US dollar is no longer � in our opinion - is no longer seen 
as a stable currency, and is devaluating all the time, and that's 
putting troubles all the time �So the real issue is how to change 
the regime from a US dollar pegging� to a more manageable 
reference.. say Euros, yen, dollars � those kind of more diversified 
systems." 


But what is holding China from revaluing the yuan is speculation. 
According to some financial analysts China's forex reserves has 
increased dramatically since the call for China to relax its 
currency. For instance, in the last two months of 2004, China's 
forex reserves jumped to $67.5 billion. There is widespread belief 
that over $150 billion of speculative money has been poured into 
China waiting for the government to revalue its currency.China wants 
to engineer a modest revaluation that will not distort the world 
economy. If China does revalue, it is likely to change its dollar 
reserves to gold, euro and yen or currencies of countries that are 
China's top trading partners. It is unlikely that revaluation will 
lead to dramatic distortions in the financial market. It is more 
likely that some currencies would fluctuate in value against the 
yuan but it will balance out in the end. According to Stanley Jan of 
Morgan Stanley (MWD), if China adopts this kind of "managed float," 
it would keep key exchange values, especially dollar/yuan rate 
stable or at least shifting within five percent in either direction. 


Such a scheme would not, as some fear, change the makeup of China's 
$609 billion in foreign currency reserves, 70 percent of which are 
in dollar assets like US Treasury notes. Most Americans believe that 
China might sell some of those reserves and invest in gold and euro 
instead. But given the volume of China's trade today, China has to 
keep enough greenbacks to do business, for the dollar is still the 
world's most liquid currency. It is unlikely that China's trade 
surplus with the US, which is $160 in 2004, would vanish overnight. 
However, the US is not the only top trading partner of China; China 
also trades with the rest of the world. 


Most economists believe that China will likely undertake a managed 
float, a modest revaluation, and at the same time shifts its dollar 
reserve to other currencies. This should quiet some US criticism on 
China's monetary policy. 


It is unlikely that China's gradual shift to flexible exchange rates 
would create unwanted tremors in the financial world. China could 
still keep the yuan in a tight range against the dollar, while 
giving the impression of a market-based system. 


For the US economy to be competitive again, the question is not when 
will China revalue or raise its currency value against the US 
dollar. But as pointed out by Pam Woodall, China's prosperity has 
been "built on genuine wealth creation as currently underemployed 
labor is put to productive use. In contrast, American consumers have 
been living in never-never land, financing their spending by 
borrowing against illusory gains in wealth." 


The US economy "can get truly richer only through increased 
productivity growth, either from technological advances or from more 
efficient production thanks to international trade. The same cannot 
be said of all the "wealth" produced by stockmarket or housing 
bubbles. 










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