Because IRDAI leaves that decision on underwriters. And StarHealth guys do that a lot in case of PWDs. Even CCPD orders on this have been useless.
Regards, Amar Jain Sent from my iPhone > On 25-Feb-2022, at 4:51 PM, Kanchan Pamnani <kanchanpamn...@gmail.com> wrote: > > > Amar Why should they charge more? > K > > From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] > On Behalf Of Amar Jain > Sent: 25 February 2022 15:42 > To: accessindia@accessindia.org.in > Cc: Nirmal Verma > Subject: Re: [AI] Health insurance for visually impaired > > Kriya-saw this just now. > > > > > No company can legally deny you health insurance. At best, they can restrict > your sum insured and charge little extra premium. > > > > 1. Have the denial in writing clearly specifying the reason of denial. > > > > 2. Write to their MD some south Indian guy-Ranganathan or something similar. > > > > You will get it. And if you want to pursue this, let me know-happy to help. > > On 25/02/2022 14:21, Nirmal Verma wrote: > > Dear Mohib > > Blindness might be excluded from your policy for three to four years. > > Nirmal > > On Fri, 25 Feb 2022 at 14:13, Mohib Anwar Rafay <mohibra...@gmail.com> wrote: > In case of blindness, why would insurance company exclude every claim > in relation to eye? I have low vision, my eyes are in perfect shape > and size, i do have regular checkup of my eyes in various hospitals > for any update regarding my present condition seeking possibility to > prevent further deterioration of sight. Will i not get these type of > claims in a health policy? > > On 2/25/22, Kanchan Pamnani <kanchanpamn...@gmail.com> wrote: > > Has anyone received the Claim amount? > > Past experience of others is a good indicator. > > Kanchan > > -----Original Message----- > > From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in] > > On Behalf Of anil jain > > Sent: 25 February 2022 10:28 > > To: accessindia@accessindia.org.in > > Subject: Re: [AI] Health insurance for visually impaired > > > > I have got health insurance from Star Health, if you wish to get my agent's > > number you can contact me offline. > > > > > > On 2/24/22, Kriya Jain <kriya.jai...@gmail.com> wrote: > >> Thank you all for your valuable inputs. > >> > >> Regards, > >> Kriya > >> > >> On Thu, Feb 24, 2022 at 1:18 PM Ajay Minocha <ajayminoc...@gmail.com> > >> wrote: > >> > >>> Have couple of them from Aviva and Bajaj. > >>> > >>> Thanks, > >>> Ajay > >>> > >>> On 23/02/2022, Sameer <sameer.la...@gmail.com> wrote: > >>> > > >>> > Dear Ms. Kriya Jain, > >>> > > >>> > > >>> > I have taken Mediclaim in January 2022 from CARE Health. They had > >>> > made a permanent exclusion for eye-related ailments but have not > >>> > placed any other conditions or charged additional premium. > >>> > > >>> > > >>> > Regards > >>> > Sameer Latey > >>> > > >>> > On 23-02-2022 08:41 pm, Kriya Jain wrote: > >>> >> Sorry for the incomplete mail. > >>> >> Actually I am denied health insurance by star health insurance. > >>> >> So wanted to know if all companies deny mediclaim to visually > >>> >> impaired people. > >>> >> They are providing the same for other handicap though. > >>> >> > >>> >> Thanks in advance. > >>> >> Kriya Jain > >>> >> > >>> >> > >>> >> On Wed, 23 Feb, 2022, 8:37 pm Minar Singh, <singhmi...@gmail.com> > >>> wrote: > >>> >> > >>> >> Yes through employer we do get health insurance. > >>> >> > >>> >> On 2/23/22, Kriya Jain <kriya.jai...@gmail.com> wrote: > >>> >> > Do visually impaired people get health insurance? > >>> >> > > >>> >> > -- > >>> >> > Disclaimer: > >>> >> > 1. Contents of the mails, factual, or otherwise, reflect the > >>> >> thinking of the > >>> >> > person sending the mail and AI in no way relates itself to its > >>> >> veracity; > >>> >> > > >>> >> > 2. AI cannot be held liable for any commission/omission based > >>> >> on > >>> >> the mails > >>> >> > sent through this mailing list.. > >>> >> > > >>> >> > > >>> >> > Search for old postings at: > >>> >> > http://www.mail-archive.com/accessindia@accessindia.org.in/ > >>> >> > --- > >>> >> > You received this message because you are subscribed to the > >>> >> Google Groups > >>> >> > "AccessIndia" group. > >>> >> > To unsubscribe from this group and stop receiving emails from > >>> >> it, send an > >>> >> > email to accessindia+unsubscr...@accessindia.org.in > >>> >> <mailto:accessindia%2bunsubscr...@accessindia.org.in>. > >>> >> > To view this discussion on the web visit > >>> >> > > >>> >> > >>> >> > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA > >>> EQ9js-vuZxdBJfVps%3DFmQqC%3DeuBGNdkyF_Nqf7yb5vTqfjBKw%40mail.gmail.co > >>> m > >>> . > >>> >> > > >>> >> > >>> >> -- > >>> >> Disclaimer: > >>> >> 1. Contents of the mails, factual, or otherwise, reflect the > >>> >> thinking of the person sending the mail and AI in no way relates > >>> >> itself to its veracity; > >>> >> > >>> >> 2. AI cannot be held liable for any commission/omission based on > >>> >> the mails sent through this mailing list.. > >>> >> > >>> >> > >>> >> Search for old postings at: > >>> >> http://www.mail-archive.com/accessindia@accessindia.org.in/ > >>> >> --- > >>> >> You received this message because you are subscribed to the > >>> >> Google > >>> >> Groups "AccessIndia" group. > >>> >> To unsubscribe from this group and stop receiving emails from it, > >>> >> send an email to accessindia+unsubscr...@accessindia.org.in > >>> >> <mailto:accessindia%2bunsubscr...@accessindia.org.in>. > >>> >> To view this discussion on the web visit > >>> >> > >>> >> > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA > >>> LLUjUYNKUzjLRmZ2sNSdihCkw00NoCrYQGGm5D7GVj8k5LkEw%40mail.gmail.com > >>> . > >>> >> > >>> >> -- > >>> >> Disclaimer: > >>> >> 1. Contents of the mails, factual, or otherwise, reflect the > >>> >> thinking of the person sending the mail and AI in no way relates > >>> >> itself to its veracity; > >>> >> > >>> >> 2. AI cannot be held liable for any commission/omission based on > >>> >> the mails sent through this mailing list.. > >>> >> > >>> >> > >>> >> Search for old postings at: > >>> >> http://www.mail-archive.com/accessindia@accessindia.org.in/ > >>> >> --- > >>> >> You received this message because you are subscribed to the Google > >>> >> Groups "AccessIndia" group. > >>> >> To unsubscribe from this group and stop receiving emails from it, > >>> >> send an email to accessindia+unsubscr...@accessindia.org.in. > >>> >> To view this discussion on the web visit > >>> >> > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA > >>> EQ9js8WLffGUytos%2B3Bta58fZTSfUBdEP6qPiXwg%2BawYe4nmA%40mail.gmail.co > >>> m > >>> >> > >>> >> < > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA > >>> EQ9js8WLffGUytos%2B3Bta58fZTSfUBdEP6qPiXwg%2BawYe4nmA%40mail.gmail.co > >>> m?utm_medium=email&utm_source=footer > >>> >. > >>> > > >>> > -- > >>> > Disclaimer: > >>> > 1. Contents of the mails, factual, or otherwise, reflect the > >>> > thinking of > >>> the > >>> > person sending the mail and AI in no way relates itself to its > >>> > veracity; > >>> > > >>> > 2. AI cannot be held liable for any commission/omission based on > >>> > the > >>> mails > >>> > sent through this mailing list.. > >>> > > >>> > > >>> > Search for old postings at: > >>> > http://www.mail-archive.com/accessindia@accessindia.org.in/ > >>> > --- > >>> > You received this message because you are subscribed to the Google > >>> > Groups "AccessIndia" group. > >>> > To unsubscribe from this group and stop receiving emails from it, > >>> > send an email to accessindia+unsubscr...@accessindia.org.in. > >>> > To view this discussion on the web visit > >>> > > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/b0 > >>> a125cd-551f-1f6a-f5e0-303fb5828e43%40gmail.com > >>> . > >>> > > >>> > >>> > >>> -- > >>> Ajay Minocha > >>> Mobile: +91-9584076767 > >>> Email: ajayminoc...@gmail.com > >>> p13aj...@iimidr.ac. <p13aj...@iimidr.ac.in>in > >>> > >>> -- > >>> Disclaimer: > >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking > >>> of the person sending the mail and AI in no way relates itself to its > >>> veracity; > >>> > >>> 2. AI cannot be held liable for any commission/omission based on the > >>> mails sent through this mailing list.. > >>> > >>> > >>> Search for old postings at: > >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ > >>> --- > >>> You received this message because you are subscribed to the Google > >>> Groups "AccessIndia" group. > >>> To unsubscribe from this group and stop receiving emails from it, > >>> send an email to accessindia+unsubscr...@accessindia.org.in. > >>> To view this discussion on the web visit > >>> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CA > >>> %2BhY0dKwOGYHAb4EAbxBK6E23HBQKU-PJ1rAYDEkcEO0r-%3DwCQ%40mail.gmail.co > >>> m > >>> . > >>> > >> > >> -- > >> Disclaimer: > >> 1. Contents of the mails, factual, or otherwise, reflect the thinking > >> of the person sending the mail and AI in no way relates itself to its > >> veracity; > >> > >> 2. AI cannot be held liable for any commission/omission based on the > >> mails sent through this mailing list.. > >> > >> > >> Search for old postings at: > >> http://www.mail-archive.com/accessindia@accessindia.org.in/ > >> --- > >> You received this message because you are subscribed to the Google > >> Groups "AccessIndia" group. > >> To unsubscribe from this group and stop receiving emails from it, send > >> an email to accessindia+unsubscr...@accessindia.org.in. > >> To view this discussion on the web visit > >> https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAEQ9js9mrdw%2BMvFDsaV4PFRiDMQn4Wmt_P6KcLjN1cuxccZBhQ%40mail.gmail.com. > >> > > > > -- > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > > person sending the mail and AI in no way relates itself to its veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the mails > > sent through this mailing list.. > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > --- > > You received this message because you are subscribed to the Google Groups > > "AccessIndia" group. > > To unsubscribe from this group and stop receiving emails from it, send an > > email to accessindia+unsubscr...@accessindia.org.in. > > To view this discussion on the web visit > > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CABWZiXLqzakQROb2AdBrrtwAB1UB40bYHRiym0xo0nv5RSo4Aw%40mail.gmail.com. > > > > > > -- > > This email has been checked for viruses by AVG. > > https://www.avg.com > > > > -- > > Disclaimer: > > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > > person sending the mail and AI in no way relates itself to its veracity; > > > > 2. AI cannot be held liable for any commission/omission based on the mails > > sent through this mailing list.. > > > > > > Search for old postings at: > > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > --- > > You received this message because you are subscribed to the Google Groups > > "AccessIndia" group. > > To unsubscribe from this group and stop receiving emails from it, send an > > email to accessindia+unsubscr...@accessindia.org.in. > > To view this discussion on the web visit > > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/005a01d82a1f%248d942a40%24a8bc7ec0%24%40gmail.com. > > > > > -- > Mohib Anwar Rafay > > Phone: +919999996464 > > -- > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > --- > You received this message because you are subscribed to the Google Groups > "AccessIndia" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to accessindia+unsubscr...@accessindia.org.in. > To view this discussion on the web visit > https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAMudc6wCEsJQ_vGvq7WoxOG%2Bax8uPF3C%2B4RG4sdQ8pcTVpCv1w%40mail.gmail.com. > > > -- > Nirmal Verma > State Consultant (Inclusive Education Policy and Practice) > Samagra Shiksha, > State Project Office, Uttar Pradesh, Vidya Bhawan, Nishatganj Lucknow 226007 > > > -- > Disclaimer: > 1. 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