Dear Sir,


The arrangement under which the insurer will pay a fixed percentage of the approved claim amount is known as "co-pay". Such co-pay clauses are present in health insurance policies issued to non-PWD people also. The co-pay percentage is mentioned in the policy documents.





Regards
Sameer Latey

On 25-02-2022 04:28 pm, Ram Kumar Sharma wrote:
Has any VI person succeeded in getting 100% claim from any insurance
company? I think being able to secure a health insurance is just 10%
battle won.

I have been struggling with Care Health to get a health insurance for
the past 2 months. Today they informed that they are ready to offer me
a plan with 80:20 ratio, which means if the hospital bill is 1 Lakhs,
they would only admit claim for Rs 80000 and balance 20000 will have
to be borne by me even for such ailments which have nothing to do with
my eye condition.


On 2/25/22, Kanchan Pamnani <kanchanpamn...@gmail.com> wrote:
Has anyone received the Claim amount?
Past experience of others is a good indicator.
Kanchan
-----Original Message-----
From: accessindia@accessindia.org.in [mailto:accessindia@accessindia.org.in]
On Behalf Of anil jain
Sent: 25 February 2022 10:28
To: accessindia@accessindia.org.in
Subject: Re: [AI] Health insurance for visually impaired

I have got health insurance from Star Health, if you wish to get my agent's
number you can contact me offline.


On 2/24/22, Kriya Jain <kriya.jai...@gmail.com> wrote:
Thank you all for your valuable inputs.

Regards,
Kriya

On Thu, Feb 24, 2022 at 1:18 PM Ajay Minocha <ajayminoc...@gmail.com>
wrote:

Have couple of them from Aviva and Bajaj.

Thanks,
Ajay

On 23/02/2022, Sameer <sameer.la...@gmail.com> wrote:
Dear Ms. Kriya Jain,


I have taken Mediclaim in January 2022 from CARE Health. They had
made a permanent exclusion for eye-related ailments but have not
placed any other conditions or charged additional premium.


Regards
Sameer Latey

On 23-02-2022 08:41 pm, Kriya Jain wrote:
Sorry for the incomplete mail.
Actually I am denied health insurance by star health insurance.
So wanted to know if all companies deny mediclaim to visually
impaired people.
They are providing the same for other handicap though.

Thanks in advance.
Kriya Jain


On Wed, 23 Feb, 2022, 8:37 pm Minar Singh, <singhmi...@gmail.com>
wrote:
     Yes through employer we do get health insurance.

     On 2/23/22, Kriya Jain <kriya.jai...@gmail.com> wrote:
     > Do visually impaired people get health insurance?
     >
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