YOLO
From: Lewis Bergman
Sent: Saturday, January 14, 2017 9:51 AM
To: Animal Farm
Subject: Re: [AFMUG] OT Slightly, Cost of Living
I am not shocked you couldn't get insurance after that Thanksgiving picture you
took.
On Jan 14, 2017 10:48 AM, "Chuck McCown" <ch...@wbmfg.com> wrote:
Yeah, I am too heavy with bad numbers. The girl giving me the physical took
my blood pressure three times to get it below some kind of threshold.
But my wife is such a good cook.....
From: Lewis Bergman
Sent: Saturday, January 14, 2017 9:38 AM
To: Animal Farm
Subject: Re: [AFMUG] OT Slightly, Cost of Living
I doubt it, first I was about your age when I got it. Second, when you
start getting life insurance in those amounts you have to take a physical. I
suspect Travis also got his price for the same reasons I did.
- term policy
- within just a few pounds of ideal weight
- ideal numbers on
- blood pressure
- cholesterol
For those of you who have not had the true pressure of meeting Travis he is
thin. I lost 15 pounds just so I could save money on my life insurance. Yes, I
am that cheap.
On Jan 14, 2017 9:01 AM, "Jerry Head" <li...@blountbroadband.com> wrote:
How did you get a $1,000,000.00 policy for $65.00/month?
I am 48 and cannot find prices that low anywhere.
Could it be a state vs. state issue?
TX vs. AL>
On 1/13/2017 2:07 PM, Lewis Bergman wrote:
My life insurance is term, $1,000,000 and cost me $65 a month. I am 52.
Health insurance for my family would be $1050 if I had kids on it and is an HSA
with a $6500 deductible per insured I think.
Property is a drag if it isn't producing income. If it is it can be
great, or at least it has been for me. I can say I have anything to complain
about but I live even more spartan than you as far as accommodations. I think I
only own 2 rent houses that aren't nicer than the one I live in.
One thing I think is important in a recurring revenue model is making
sure your pricing keeps pace with inflation. If you don't you make 10% less in
3 years relatively speaking.
On Fri, Jan 13, 2017 at 1:02 PM can...@believewireless.net
<p...@believewireless.net> wrote:
While starting my ISP, I lived very frugally. No paid TV, only made
enough to pay bills and make dinner.
Now, I'm reaping the rewards of putting all that money back into my
company and taking a fat salary
and still putting money back into the company.
Compared to you, yes, I'm living "extravagantly" now. But if I average
it out over the years, I'm still
not making much on average. But, it's growing fast. Money does seem to
go further for me and this
ISP thing seems like an ATM with money constantly rolling in.
I don't work as much as I used to and have tons of free time. But, that
was by design and why I
decided to get into the recurring revenue business.
On Fri, Jan 13, 2017 at 1:23 PM, <ch...@wbmfg.com> wrote:
God Bless freaking Obama Care!
From: Sterling Jacobson
Sent: Friday, January 13, 2017 11:12 AM
To: af@afmug.com
Subject: Re: [AFMUG] OT Slightly, Cost of Living
I could literally buy two more houses on my cost of insurances alone.
From: Af [mailto:af-boun...@afmug.com] On Behalf Of Chris Fabien
Sent: Friday, January 13, 2017 11:05 AM
To: af@afmug.com
Subject: Re: [AFMUG] OT Slightly, Cost of Living
Personally, I am afraid to add up what I spend on all our various
insurance policies, business stuff and personal, because I am sure I'd have a
heart attack... I think it's a large part of the strain.
On Fri, Jan 13, 2017 at 12:57 PM, Sterling Jacobson
<sterl...@avative.net> wrote:
I'm guessing this information is like a lot of you out there.
Except maybe my earnings because I am making about double median
gross salary for my city.
I'm not saying I work double, but I do fulfill many roles as the
only salary employee of my startup ISP.
I don't think I can replace myself for the same cost to the
company, so I feel ok with that.
I don't live extravagantly, but I do live comfortably.
I have a 3100 sqr foot rambler I've lived in since 2001 with a
house payment of around $1500 a month.
But my biggest expense is health/insurance and medical.
I now pay about $2100 a month for my family health insurance
through IHC.
I just signed up for a good Dental Gold plan at $100 a month for my
family, but since it's not company I have to wait 6-12 months for a lot of the
benefits :(
The insurance deductibles are I think around $6000 a year and I
have medications that eat up most of that.
I just upped my life and disability insurance on myself and my wife
to make sure things don't go bad if I die, that's around $550 a month.
I think I spend about $1000 a month on eating, groceries and
movies/date nights, at least that's what I came up to in December so that might
be a bit off.
I've got real estate I'm still trying to sell, but it's not the
panica everyone says it is, lol!
I just feel like finances don't go as far as they used to a few
years ago.
I'm not sparking a political debate, just wanted to see if everyone
see things in a similar light?
Or am I just doing the wrong things?
