Allen - I think you're honestly trying to help. But if you see my question to the group, it is not about recourse. I'm asking what the average prudent person would expect their options to be in the event of a failed roof job. That is what I'm asking. Thank you for your suggestions. I am aware of those alternatives. I realize that you are not aware of the details of my particular situation. And, since it is irrelevant to my initial question, I won't go into the reasons why those options are not helpful in this case. I'm going to try to post the policy language on this board, so that other everyday homeowners can see how the policy is written to exclude anything and everything from the insurer's liability. Both my policy and the contractor's policy deny payment for bad workmanship. If enough consumers balk at this it can change. As for the interior damage, caused by a bad roof, being covered; My insurer's adjuster just left after telling me that every place where the rain may have entered my house and damaged my interior affords the insurance company the opportunity to assign another $1,000 deductible charge, which would come off the monies they would reimburse me for interior repairs. At this rate I think I may owe the insurance company several thousand dollars. Am I to assume that out of all the people out there with new roofs none are concerned about this uninsured risk? There's better insurance available for financial derivative risk - and those are people want to take risk. Maureen
--- In AsburyPark@yahoogroups.com, Allan Peterson <[EMAIL PROTECTED]> wrote: > > In my post I explained what the insurance was for. Therefore I would not expect this insurance policy to cover workmanship. As far as recourse, you could check with the manufacturer of the roof to be certain the product did not fail. Or if you can gather proof that the roof was installed incorrectly you could take the contractor to small claims court. > > > ----- Original Message ---- > From: "[EMAIL PROTECTED]" <[EMAIL PROTECTED]> > To: AsburyPark@yahoogroups.com > Sent: Monday, July 16, 2007 2:14:29 PM > Subject: [AsburyPark] Re: Roof Question > > Allen - > Please note my question to the group. What would the 'prudent man' expect the policy to cover? How would this man expect to gain recourse if the roof - agreed to by the group so far to be one the most expensive repairs a homeowner makes - fails. > Are you in the property or insurance business, Allen? > Maureen > > > Maureen Nevin > Asbury Radio -"The Radio Voice of Asbury Park" > 88.1FM - "6" Years on the Air!! > Asbury's Own Live Talk Showmailto:AsburyRadio@ aol.com > 601 Bangs Avenue > Listen 8 - 10 PM Thursdays on 88.1FM or > Listen Live or Later on the Web http://www.asburyra dio.com/ > Call the show 732-775-0821 > Call me 732-774-0779 fax 502-0463 > Speak up - It's America!! > > > > > > > Get a sneak peak of the all-new AOL.com. > > > > > ______________________________________________________________________ ______________ > Sick sense of humor? Visit Yahoo! TV's > Comedy with an Edge to see what's on, when. > http://tv.yahoo.com/collections/222 > Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/AsburyPark/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/AsburyPark/join (Yahoo! ID required) <*> To change settings via email: mailto:[EMAIL PROTECTED] mailto:[EMAIL PROTECTED] <*> To unsubscribe from this group, send an email to: [EMAIL PROTECTED] <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
