I hit enter too soon here's the complete message --- In AsburyPark@yahoogroups.com, "Jennifer" <jennifern...@...> wrote: > > HUD doesn't give grants to individuals. It gives grants to non- profits > and municipalities. I know AP has HUD funding for housing. Hazel > Samuels runs the department and I believe it is Rosetta that is in > charge of the program. > Coastal Habitat for Humanity runs a program that helps people fix up > their homes. If you qualify, they will come to your house and do minor > repairs. If you are able then you will have to help them. The city > uses this program and has applications available in the Dept. of > Housing. The program operates in warmer weather. > www.coastalhabitat.org > Most of these programs are for low income homeowners. People who are > above the income limit may have to turn to loans. Loans require equity > and can be tougher to come by these days. There are 203K loans from > FHA which allow you to refinance the property at its after-repaired > value. The loan includes funds for the repairs or improvements and it > requires you to make the repairs in a set amount of time. You have to > use a general contractor to make the repairs most of the time. I > worked with Jim Ragan at Bank of NY. He's the 203K guru. 1913 > Atlantic Ave # 212 > Manasquan, NJ 08736 732-528-0548. You can tell him I sent you.
Lastly, if none of this is an option due to no equity, credit issues, no income > ------------------------------------ Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/AsburyPark/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/AsburyPark/join (Yahoo! ID required) <*> To change settings via email: mailto:asburypark-dig...@yahoogroups.com mailto:asburypark-fullfeatu...@yahoogroups.com <*> To unsubscribe from this group, send an email to: asburypark-unsubscr...@yahoogroups.com <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/