> From: Paul Koning

    > I suppose they still charge you an insurance fee according to what you
    > declared as the value?

Yes, IIRC.

    > This seems like a pretty clear case of fraud, and you should report it
    > to the authorities.

Well, at the time, I thought it was just a local manager being a hard-ass; so 
maybe
not worth the effort of taking further steps. Now, of course, it looks more 
like a
policy change, but the incident I was a party to is now many months ago, so 
perhaps
not optimal for reporting.

    Noel

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