>I could easily pay off the >truck but with 0% APR, why? If you pay off the truck, you could put those payments into an interest bearing savings or mutual fund. Better to earn at 8-12% than pay off at 0%.
I vote for Dave Ramsey too. His "Total Money Makeover" book describes the steps from getting out of debt to saving for kid's college and retirement to building wealth and giving to charities. It is a shorter, more motivating version of his "Financial Peace University" book. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Order the Adobe Coldfusion Anthology now! http://www.amazon.com/Adobe-Coldfusion-Anthology/dp/1430272155/?tag=houseoffusion Archive: http://www.houseoffusion.com/groups/cf-community/message.cfm/messageid:335411 Subscription: http://www.houseoffusion.com/groups/cf-community/subscribe.cfm Unsubscribe: http://www.houseoffusion.com/groups/cf-community/unsubscribe.cfm
