I would guess you're paying the price for living in Florida. Rates in the coastal counties of North Carolina more than doubled a few years ago due to insurance company experience in hurricane country, and in addition deductables were doubled in the event of a named storm - even though we only get hit with a hurricane every 4 or 5 years on average.
I, too, had progressive coverage on my 38 for a few months. They will not normally cover anything over 35 feet. I also found the policy was slanted toward the coverage needed for a boat on a trailer when compared to the marine policy I had previously. I had coverage for a while from a company called Victoria, which was the marine insurance subsidiary of Nationwide or Geico. They did not renew one year because my boat no longer met their underwriting criteria for age and value. Might be a problem, but the cost was reasonable. I was going to say Boat/US. Have you tried SeaTow Insurance as well? One alternative might be to join your local Power Squadron chapter so you can get into their insurance program. You get credit for education and for being conscientious and concerned with safety. The Power Squadron insurance was the best value I had, and I regret changing carriers now. Have you called the agent that does your home owners and car insurance? They might be able to help with marine insurance. That's how I ended up with Victoria, and changing got me a multi-policy discount on my homeowners insurance (which has also gone up a whale of a lot in the coastal counties of North Carolina - afterboth Irene and Sandy). Or you might try one of the several marines specific insurance agencies who advertise in Cruising World of Blue Water sailing. Good luck, Rick Brass Washington, NC -----Original Message----- From: CnC-List [mailto:cnc-list-boun...@cnc-list.com] On Behalf Of dre...@gmail.com Sent: Wednesday, February 05, 2014 9:54 AM To: cnc-list@cnc-list.com Subject: Stus-List insuring a 38 landfall Hi I currently use Progressive for insuring my C&C 29. I called them to insure the 38 Landfall and I was informed that they do not insure sailboat over 35' in length. They did how ever added the 38LF on to my policy for the remainder of the policy year (Aug) , but informed me that the policy will not be renewable. I have been looking for other insurance companies, and so far I have received only one quote as most companies are not interested. The quote came from BoatUS, but I was shocked that the quote is 4 times more than what I am currently paying at Progressive. Does $2,600/yr seem reasonable? What insurance companies are others using? Thanks for any insight. Paul - Paul E. 1979 C&C 29 Mk1/ 1981 C&C 38 Landfall S/V Johanna Rose Carrabelle, FL _______________________________________________ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com _______________________________________________ This List is provided by the C&C Photo Album http://www.cncphotoalbum.com CnC-List@cnc-list.com
