Well done, Fred. On the phone now. From: Frederick G Street via CnC-List Sent: Monday, February 05, 2018 11:51 AM To: cnc-list@cnc-list.com Cc: Frederick G Street Subject: Re: Stus-List Boat Insurance
I’ve been on the phone with Geico Marine this morning, trying to get a straight answer as to why the premium for my current policy (rolled over from BoatUS) is nearly 50% higher than a quote I got online over the weekend with the same deductibles and coverage. This is on an agreed hull value of $50,000 (yes, I know that’s really high for my boat, but I haven’t seen any reason to change it…), with 1% deductible and $500,000 of liability; and covers sailing on the Great Lakes and tributaries. My BoatUS premium was a little under $700.00; when it moved to Geico it went up to $852.00. The quote I got online was for $571.00. In my initial conversation this morning, the agent on the phone said that my renewal coming in March was going to be less than last year; somewhere in the $750.00 range. She said that I could go ahead and get insurance at the online quoted rate, but I would need to get a survey done before they’d cover me on a new policy. After talking at length with an underwriter and reviewing my policy, the agent just called back: my renewal in March will cost $494.00. I guess it pays to be the squeaky wheel sometimes… — Fred Fred Street -- Minneapolis S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI :^( On Feb 5, 2018, at 10:22 AM, Chuck Gilchrest via CnC-List <cnc-list@cnc-list.com> wrote: My agent booked my policy through Hagerty as a “classic boat”. I’m limited to 200 miles offshore and runs about $800 but it hasn’t gone up in 3 years. By having both a classic boat and car policy, my Triumph Spitfire insures for $85 per year for full coverage. Chuck Gilchrest S/V Half Magic 1983 35 LF Padanaram MA Sent from my iPhone -------------------------------------------------------------------------------- _______________________________________________ Thanks everyone for supporting this list with your contributions. Each and every one is greatly appreciated. If you want to support the list - use PayPal to send contribution -- https://www.paypal.me/stumurray
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