I assume you saw my e-mail note over the weekend where I went through GEICO’s 
on-line quote process.  In my case, in 2017 I paid a $1040 annual premium 
versus a $523 on-line quote for the same or better coverage (and slightly 
higher hull value).  All you did was remind me about the call I planned to make.

Besides, I’m not going to rat you out.

From: Frederick G Street via CnC-List 
Sent: Monday, February 05, 2018 1:26 PM
To: cnc-list@cnc-list.com 
Cc: Frederick G Street 
Subject: Re: Stus-List Boat Insurance

Once Geico finds out I started an avalanche, they’re going to raise my rates 
again… 

— Fred


Fred Street -- Minneapolis
S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI   :^(


  On Feb 5, 2018, at 12:16 PM, Matthew L. Wolford via CnC-List 
<cnc-list@cnc-list.com> wrote:

  Well done, Fred.  On the phone now.

  From: Frederick G Street via CnC-List
  Sent: Monday, February 05, 2018 11:51 AM
  To: cnc-list@cnc-list.com
  Cc: Frederick G Street
  Subject: Re: Stus-List Boat Insurance

  I’ve been on the phone with Geico Marine this morning, trying to get a 
straight answer as to why the premium for my current policy (rolled over from 
BoatUS) is nearly 50% higher than a quote I got online over the weekend with 
the same deductibles and coverage.  

  This is on an agreed hull value of $50,000 (yes, I know that’s really high 
for my boat, but I haven’t seen any reason to change it…), with 1% deductible 
and $500,000 of liability; and covers sailing on the Great Lakes and 
tributaries.  My BoatUS premium was a little under $700.00; when it moved to 
Geico it went up to $852.00.  The quote I got online was for $571.00.


  In my initial conversation this morning, the agent on the phone said that my 
renewal coming in March was going to be less than last year; somewhere in the 
$750.00 range.  She said that I could go ahead and get insurance at the online 
quoted rate, but I would need to get a survey done before they’d cover me on a 
new policy.

  After talking at length with an underwriter and reviewing my policy, the 
agent just called back: my renewal in March will cost $494.00.

  I guess it pays to be the squeaky wheel sometimes…

  — Fred



  Fred Street -- Minneapolis
  S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI   :^(



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