Once Geico finds out I started an avalanche, they’re going to raise my rates again…
— Fred Fred Street -- Minneapolis S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI :^( > On Feb 5, 2018, at 12:16 PM, Matthew L. Wolford via CnC-List > <cnc-list@cnc-list.com> wrote: > > Well done, Fred. On the phone now. > > From: Frederick G Street via CnC-List <mailto:cnc-list@cnc-list.com> > Sent: Monday, February 05, 2018 11:51 AM > To: cnc-list@cnc-list.com <mailto:cnc-list@cnc-list.com> > Cc: Frederick G Street <mailto:f...@postaudio.net> > Subject: Re: Stus-List Boat Insurance > > I’ve been on the phone with Geico Marine this morning, trying to get a > straight answer as to why the premium for my current policy (rolled over from > BoatUS) is nearly 50% higher than a quote I got online over the weekend with > the same deductibles and coverage. > > This is on an agreed hull value of $50,000 (yes, I know that’s really high > for my boat, but I haven’t seen any reason to change it…), with 1% deductible > and $500,000 of liability; and covers sailing on the Great Lakes and > tributaries. My BoatUS premium was a little under $700.00; when it moved to > Geico it went up to $852.00. The quote I got online was for $571.00. > > In my initial conversation this morning, the agent on the phone said that my > renewal coming in March was going to be less than last year; somewhere in the > $750.00 range. She said that I could go ahead and get insurance at the > online quoted rate, but I would need to get a survey done before they’d cover > me on a new policy. > > After talking at length with an underwriter and reviewing my policy, the > agent just called back: my renewal in March will cost $494.00. > > I guess it pays to be the squeaky wheel sometimes… > > — Fred > > > Fred Street -- Minneapolis > S/V Oceanis (1979 C&C Landfall 38) -- on the hard in Bayfield, WI :^(
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