Same situation in Sweden. And in most European countries
I've visited/lived in.

    /m

----- Original Message ----- 
From: "Adam Williamson" <[EMAIL PROTECTED]>

> That's how it's been in the UK for ages, and it's exactly what I do. For
> one thing, if you don't carry any cash, it can never get stolen. Yes, I
> went to Australia recently, and was rather caught off-balance by the
> fact they have different cards for deposit and checking accounts, this
> just doesn't happen in the UK :). You have a bank account with a debit
> card that acts as an ATM withdrawal card, cheque guarantee card, and
> which you can buy stuff with, plus a separate credit card. Handy.
> 
....


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