Same situation in Sweden. And in most European countries I've visited/lived in.
/m ----- Original Message ----- From: "Adam Williamson" <[EMAIL PROTECTED]> > That's how it's been in the UK for ages, and it's exactly what I do. For > one thing, if you don't carry any cash, it can never get stolen. Yes, I > went to Australia recently, and was rather caught off-balance by the > fact they have different cards for deposit and checking accounts, this > just doesn't happen in the UK :). You have a bank account with a debit > card that acts as an ATM withdrawal card, cheque guarantee card, and > which you can buy stuff with, plus a separate credit card. Handy. > ....