You won´t believe this, but right after writing here, I followed some
links on another topic to webpagesthatsuck.com, and ended up on
havenworks.com. Contemplating the unbelievable clutter, I found the
following text, which can be something to at least think about (or
worry about) in your case. Data-mining involved ...

"Insurers shun those taking certain meds:
How health insurers secretly blacklist those with certain ailments."
... "Trying to buy health insurance on your own and have gallstones?
You'll automatically be denied coverage. Rheumatoid arthritis?
Automatic denial. Severe acne? Probably denied. Do you take metformin,
a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix
or Seroquel, prescribed for anti-psychotic or sleep problems? Forget
about it." ... "This confidential information on some insurers'
practices is available on the Web -- if you know where to look." ...
"What's more, you can discover that if you lie to an insurer about
your medical history and drug use, you will be rejected because
data-mining companies sell information to insurers about your health,
including detailed usage of prescription drugs." ... "To make sure
that applicants are not lying, insurers hire a data-gathering service
-- Medical Information Bureau, Milliman's Intelliscript or Ingenix
Medpoint." ... "Intelliscript and Medpoint do computerized searches of
a person's drug use, gleaned from pharmacy benefits managers and other
databases." ... "Last year, the Federal Trade Commission accused both
companies of violating the Fair Credit Reporting Act by not offering
to provide consumers with information about them. The companies agreed
to settlements in which they promised to let people see their personal
information."

Source:
http://www.havenworks.com/  (March 29, 2009 News)
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