egd;357682 Wrote: 
> 
> 1 question - who introduced mandatory pension schemes and wrote the
> rules around pension funds and 401K's and equivalents - governments or
> companies?

I think the literal answer to your question is no one, because there
are no such rules. Neither pension plans (how defined benefit plans are
usually referred to) nor profit sharing plans (defined contribution
plans, including 401(k) but there are others) are mandatory in the US.


-- 
Goodsounds
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