It's going to be one of those Mondays I think on the web....:-0



Keith




On 11/25/02 9:50 AM, "K" <[EMAIL PROTECTED]> wrote:

> EXCUSE ME???  THEFT???  The damage occurred during the prevention of greater
> damage to my home...A police report was filed and the adjuster ( a Nationwide
> employee rather than an independent adjustment firm, BTW)  had absolutely NO
> problem with the claim..   They could very easily have rejected the claim but
> my
> actions prevented a much more expensive claim....I find your reasoning to be
> irrational, to say the least...that's what insurance is for...it was NOT
> intentional, it WAS an accident..so if you are stupid enough to park your
> vehicle on a street and it is stolen, by your reasoning you shouldn't be able
> to
> file a claim because your mental deficiency  is responsible for the
> theft...BTW...The vandals were later apprehended because I was able to provide
> a
> license plate off of their vehicle...it also cleared a series of vandalism
> reports...
> I have respected your extensive contribution to the list, but I feel that in
> this case, as well as in a recent discussion, you over-stepped the bounds of
> civility and I would respectfully request an apology..
> Regards,
> Mike K
> 
> Obi-Wan wrote:
> 
>> On 11/25/02 1:12 AM, "K" <[EMAIL PROTECTED]> Spew into the Cybertrough:
>>> ...Heard noise outside, ran to the door
>>> and dropped the 550...  The display cracked and some stuff came loose
>>> inside..submitted a claim to Nationwide, they got an estimate of over $1000
>>> to repair it so they sent me a check for $985 (after deductible)which I
>>> promptly used towards buying a Pismo on ebay.
>>>   Moral of the story...Make sure that you have an insurance
>>> policy...as an
>>> apt dweller
>> 
>> No offense, but you feel it "OK" to ask your insurance company to pay for
>> something like that?  That seems a bit like theft to me.  Can some other
>> homeowners chime in and tell me that this is the norm?  If I dropped my
>> TiBook I would not look for a loophole of coverage...since it was my mistake
>> and I dropped it.  Even if my home was being broken into, I could still
>> manage to set my laptop down before grabbing my 9mm and going on to
>> investigate.
>> 
>> Now if my home caught on fire while I was away and burned up my
>> laptop...well that would be a different thing.
>> 
> 


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