On Mon, 5 Aug 2024 13:27:22 +1200
Daniel Sheffield <d.j.yo...@gmail.com> wrote:

> Hi,
> 
> I'm using gnucash to manage my personal finances. It's great for
> tracking my expenses and I can even forecast short-term (a few
> months) but schedule transactions in advance for big ticket items and
> other regular expenses (loan repayments). For other more irregular
> expenses, I use the budget tool.
> 
> BUT
> 
> I'm trying to keep track of savings towards a goal, but without
> opening an actual account or making any real world transactions to
> achieve it. ie, I want to keep a tab of what money is available for a
> specific use and be able to see at a glance what the balance of each
> fund is.
> 
> I have been using the budget tool to track how well I stick to it,
> but the budget is not necessarily precise down to the last cent so it
> seems inappropriate to use the budgeting tool to track an internal
> account.
> 
> In essence, I would like to use a solution that would be robust
> enough that I could use it to track actual customer accounts if I
> were a business (assuming local laws would actually allow this sort
> of behaviour - keeping all the money in one pot so to speak).
> 
> A concrete example would be good as I have tried various ways
> (including Trading Accounts) and they all seem to have some
> shortcomings.
> 
> I can give example of what I've tried on request - I'm trying to keep
> this initial mail short.
> 
> ps, I'm starting to think that GnuCash is not the right tool for this
> specific task, as double-entry accounting for this purpose is
> introducing more risk of errors (in my opinion) than single-entry
> accounting... but then again, I'm probably doing wrong.
> 
> Cheers,
> Daniel S
> 

Judging by this piece on the wiki
https://wiki.gnucash.org/wiki/Envelope_Budgeting_for_GnuCash your
problem is not yet solved.
You might want to add to that piece of writing.

Liz
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