[1] Jim Fernandes wrote: A few weeks ago, I purchased a new plan which includes about similar benefits as the plan I bought in 2001, but it now cost me some $15,000 a year (actually $12,000 but I have to pay another $3,000 deductible, before the insurance punks begin to pay out, in case of a medical problem).
[2] Mervyn Lobo <mervynal...@yahoo.ca> wrote: Jim F, Is this some kind of April Fools joke? RESPONSE: Dear Mervyn, Where is the joke in what Jim has written? The only part Jim has inadvertently (perhaps) missed out is the following: After the $3000 deductible is met, the insurance companies (depending upon the network policies) will cover 60-80% of what they term as reasonable charges. A particular health insurance company's version of 'what is reasonable' has zip to do with what has been agreed as reasonable by the AMA. And -never mind what Viviana writes- (and I believe both Marlon and Jim have alluded to this) There is NO such thing as "free" health care. Somebody (else) is paying for the free-ER care which is mandated by law. jc