Mervyn,

I am serious about the cost of insurance here in the US, my man. The cost is 
ridiculously high and out of line! The plan I got, is sold by Oxford (Freedom 
Plan). You can probably go online and request for a quote yourself. If you 
still don't believe me, I'll show you my cancelled checks, if we happened to 
meet down the line ... and beer is on me.

Don't get me wrong ... one could get cheaper plans. I could get one for about 
$10,000 - if you call that cheap, but none of our existing doctors - whether my 
kids pediatricians or the primay care physicians would accept the cheaper plan. 
I asked the pediatrician why would he not accept it and the answer he gave me 
was that, the insurance punks would pay him hardly any money on the cheaper 
plan. So he told the cheapo insurance guys to take a hike.

I am sure Dr J Colaco and the other physicians on GoaNet are fully aware of 
what's happening with the healthcare cost in the US. Its high time that 
everybody share the cost of healthcare - the individuals who can afford it and 
the corporations who want healthy workers.

Jim F
New York.
  
-------------- Original message ----------------------
From: "J. Colaco  < jc>" <cola...@gmail.com>
>
> [1] Jim Fernandes wrote:
> 
> A few weeks ago, I purchased a new plan which includes about similar
> benefits as the plan I bought in 2001, but it now cost me some $15,000
> a year (actually $12,000 but I have to pay another $3,000 deductible,
> before the insurance punks begin to pay out, in case of a medical
> problem).
> 
> [2]  Mervyn Lobo <mervynal...@yahoo.ca> wrote:
> 
>  Jim F, Is this some kind of April Fools joke?
> 
> 
> RESPONSE:
> 
> Dear Mervyn,
> 
> Where is the joke in what Jim has written?
> 
> The only part Jim has inadvertently (perhaps) missed out is the following:
> 
> After the $3000 deductible is met, the insurance companies (depending
> upon the network policies) will cover 60-80% of what they term as
> reasonable charges.
> 
> A particular health insurance company's version of 'what is
> reasonable' has zip to do with what has been agreed as reasonable by
> the AMA.
> 
> And -never mind what Viviana writes- (and I believe both Marlon and
> Jim have alluded to this) There is NO such thing as "free" health
> care. Somebody (else) is paying for the free-ER care which is mandated
> by law.
> 
> jc





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