I'm with Joe on this. I also travel extensively, including in
non-tourist areas, and have never had my US Visa or Mastercard
declined because it didn't have a chip.

Cheers,
Andy

On Thu, Apr 1, 2010 at 6:31 PM, Joe Abley <jab...@hopcount.ca> wrote:
>
> On 2010-03-31, at 20:56, Phillip Hallam-Baker wrote:
>
>> In theory it is possible to use a US issued credit card in Europe.
>>
>> In practice, forget it unless you are willing to face the
>> embarrassment of 50% of places declining your card.
>>
>> My experience in the UK is that outside London you are very likely to
>> find that the only cards they accept are chip and pin cards.
>
> I travel somewhat frequently through Asia, Europe, Africa and Australasia 
> with credit cards issued by US institutions (Bank of America Visa, American 
> Express) and Canadian banks (TD Canada Trust, CIBC, Desjardins, all Visa 
> cards). The Desjardins card is the only one with a chip.
>
> I occasionally find that people don't take American Express. This happens 
> more often outside North America, but not only outside North America. I have 
> found that in some countries (UK included) people are unfamiliar with cards 
> that don't have a chip, but it has never stopped me from using one. (In New 
> Zealand it seems more common that people are confused about chip cards, since 
> the EFTPOS terminals support them but very few people have them).
>
> I have never had a problem with any of my North American cards being 
> declined, chip or not. I have spent a reasonable amount of time in the UK in 
> particular, since most of my family lives there. I was most recently there in 
> December 2009.
>
> Your comments above do not match my experience in the slightest.
>
>
> Joe
>
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