Greetings,
Every manner of appliance from exercise machines to magazines to CD's
are sold in multi-monthly billing set -ups. You are correct in what you
assert. It takes one extremely well documented paper trail to charge back
itmes to the credit card issuers. Those credit card issuers have learned a
thing or two in the past 5 years and aggressively weed out invalid claims.
The use of 4 payment schedules or monthly payment billing frequencies
would actually put the software in the hands of more users--which would be a
good thing--because there would be more money for developing better
software. and the comments regarding the payor not owning the software until
it is paid off--and failure to pay would end the use of said software is
done all the time by the sellers of common merchandise.
that is why computers were developed; companies use them and sell more
home exercise gyms, ab roller machines and kitchen cooking appliances etc.
because such companies are selling products that cost hundreds of dollars
and they want to make the sale.
Also your fair comments would rather than penalize Henter Joyce would
open up opportunity to more in the blind community which is the name of the
game.
----- Original Message -----
From: bill cameron <[EMAIL PROTECTED]>
To: <[EMAIL PROTECTED]>
Sent: Friday, January 04, 1980 10:27 AM
Subject: Re: what do you think
> dennis i agree that this idea with hardware is crazy.
>
> still their is no reason that the thing could not work by chargeing
monthly
> payments with no interest to the end user, or a very low interest.
>
> your experience with credit cards is obviously a bad policy, not a bad
> idea, as you say when in doubt it goes to the credit card issuer.
>
> that means the software company needs to assure the credit card company
> that their is no doubt.
>
>
> for that reason the seller makes sure the contract is in writeing.
>
> its that simple.
>
> with a john henry the company is more likely to win a dispute.
>
> by the way a credit card holder does not automaticly win, i know from
> disputeing charges that the end user needs a pretty good case.
>
> lack of spelling it all out in print prior to the sell is a legitament
> reason from the credit card company.
>
> just like it requires from the card users point to win a claim requires a
> paper trail.
>
> if no paper trail is their on either side it will go to the card holder
> by default.
>
> if this was not true then it would be easy for companies just to charge
> for thin air.
>
> by the way upgrades are a pretty good reason a person will keep paying, in
> addition if the software seller spells out that non timely payments are
not
>
> maid that the user loses the ability to apply the amount to the purchase.
>
> translation, you are only leaseing until it is paid off, so rfailure to
pay
> means the end user is left with zilch.
>
> one other thing, your reasoning about them calling in for tech support
> holds no water.
>
> here is why, even demo users can get tech support and at least these
people
> maid an effort to buy, where real crooks just pirate the software and call
> in saying they have the demo.
>
>
>
> bill cameron
> p s in addition it should be allright for the software vendor to
>
> just tell the person buying the software that only set up tech support
will
> be issued until it is paid in full.
> of course that should also be inserted into the contract.
>
>
>
> -
> Visit the jfw ml web page: http://jfw.cjb.net
>
-
Visit the jfw ml web page: http://jfw.cjb.net
