Not sure it will help in any effective way. But I do the same with my 
accounts and use my internet banking to match my postings. What I do for 
that scenario is to transfer the owed money to one of my saving accounts 
(my bank lets me have "as many as I want"). So that way the money is stored 
away from my checking account, and it stills traceable using Ledger and my 
internet banking.

Hope this helps =D

On Thursday, 23 July 2015 19:20:49 UTC+1, Simão Mata wrote:
>
> Hello,
>
> I am learning how to use ledger and I have a question.
>
> One think I really like is that I can check that everything is right by 
> checking the current balance of my Assets:Checkings entry, if it's the 
> exact same as my online banking app says then I can trust I am keeping the 
> journal properly.
>
> I receive my salary from my clients and I need to pay taxes to the 
> goverment at the end of the year, so for each client I need to deduct taxes 
> and keep this value somewhere until the end of the year. I would like to 
> track this value using Ledger also.
>
> My first thought was to write a transaction from Assets:Checkings, where I 
> get my salary, to Liabilities:OwedTax but then Assets:Checkings no longer 
> matches the exact value I have on my online banking. This is correct, 
> actually. since I cannot use that money and is not mine, I owe it to the 
> government, but makes it difficult to track how much money I actually have.
>
> Is there any way to keep track of this owed tax and how much money I can 
> use (checkings - tax) and at the same time have a balance entry for the 
> exact amount my online banking app shows? 
>
> I thought about using these virtual accounts but I am not sure if it's the 
> way to go.
>
> Thank you for your help.
>
>

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