I thought that the main point of negotiation would be actually _finding_ a
comparable car for sale, ideally finding several examples, to show what
actual market prices are.

After all, the point is being able to _replace_ the car (be made whole).

Wilton's insco is USAA, but doesn't the other driver's insco play a role
here?

In addition, as far as a "buy back" offer, scrap metal prices are at record
lows, so if Wilton is interested in that option, I would expect that price
to be pretty low.  Does anyone know how the insco will calculate that?

-------------
Max
Charleston SC
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