Sunil Hari wrote:
> Still, I have north of $3k in my paypal account just for the 5% return.  Not
> insured, but totally accessible 24/7.

Until they decide to seize it for several months, and tell you that you
have no recourse. I keep my savings in an insured bank account at 5.5%,
can transfer it to my checking account online and have it within 24 hours.
There's also the $2k in "mattress money" I keep at home for emergencies,
I should probably reduce that a bit, as it now costs me $10 a month in
interest.  
http://www.eloan.com/savings

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