Tom Hargrave wrote:
> Sure, but if you are poor you have no credit.

So then you only have "health insurance" if you are too poor to care 
about credit (and then if you try to move up from that you won't have 
credit for some time).  I imagine there are quite a few people who are 
in between dirt poor and "wealthy enough" to have health insurance for 
the whole family.  Those people are screwed.

John


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