No, not at all. I'm a staunch fiscal conservative, thankyouverymuch.
What I'm saying is that the proposals to reform the health insurance
industry could keep this sort of bad stuff from happening.
I pay good money for health insurance. I also know that the insurance
companies are looking for any excuse to limit what they pay. So what
I have is a situation where I am paying for the folks who pay for my
treatment to make these cost/benefit decisions. Do you see the
conflict of interest here? We already have "death panels". And
what's worse is we're paying for profit entities to populate these
death panels.
Now, if there was more oversite of just what really is "experimental"
and what is a for profit insurance company looking for a way out of
funding expensive treatment we'd all come out ahead.
If you bring your kid in with metastatic disease all over his body,
you should have to pay for the treatment as you're likely buying him a
burial plot.
However if junior has failed treatment at your local hospital and you
bring him here where we want to give him approved meds in a new
combination that we've been proving for years is successful, should
you pay the $75k?
I expect you would because you're all about free market forces and all
that (kudos to you), I sure wouldn't want to pay for it, that's what
health insurance is for.
Bret
Sent from my iPhone
On Sep 25, 2009, at 8:11 AM, [email protected] wrote:
So you're saying that with the reform the govt will pick up the tab
for said experimental treatments? Basically you're saying there
will be no limits to the govt run health care? You need to look
again because what I'm reading says there will be a lot they deem
too expensive to treat. They will be weighing the cost/benefit
ratio and older americans better just go ahead and buy your plot.
On Sep 25, 2009, at 10:05 AM, Bret Dodson wrote:
Wow Casey you're pretty confident of your health and coverage.
Here is something I see all the time working at one of the largest
cancer research institutions in the world.
Suppose you get cancer. Your insurance will probably cover a first
round of standard treatment. What if that doesn't work? Or, what
if your doctors (you'll have several) think your best option is
something the insurance companies consider "experimental" (they try
to consider bunches of typical treatments "experimental" even
though they have been standard treatment for years). This
"experimental" treatment gets paid by you.
At my employer, patients need to come to their first appointment
with two things: information on their past treatment and six
figures of cash.
Yes, this is heartbraking. I suppose all the people against
reforming healthcare without $100,000+ cash sitting within easy
reach would be good citizens and let themselves die.
Not me, but I at least respect their dedication.
I'm driving the Miata today. It makes all the pediatric patients
smile.
Bret
Sent from my iPhone
On Sep 25, 2009, at 5:59 AM, Casey Wheeler
<[email protected]> wrote:
Jim is absolutly correct and probably makes the point better than
I did. Most people have health conditions due to their own
choices. Furthermore, people without ins. Don't have ins. by their
own doing. The people that "need" social healthcare are the people
who are most apathetic. We all have the freedom and choice to take
this path or another. If people make better choices, life is
better/easier. Our society has become so.... So lazy, pathetic,
apathtic... Something, I can't find the right description... Take
some personal responsibility and handle your business.
Casey
Sent from my iPhone
On Sep 25, 2009, at 8:18 AM, [email protected] wrote:
I decided I must weigh in on this one after all. I do work at the
largest hospital in my immediate area, which just happens to be
the only for profit hospital in southern Arizona. My observations
are first hand, not something I've seen on TV or read about.
I don't honestly believe we have a 'healthcare' crisis. I believe
that we do have a 'wellness' crisis. More accurately, a lack of
wellness crisis. The vast majority of the patients I see in the
healthcare system are sick due to their own lifestyle choices. We
have an entire generation of citizens who think that they are
owed everything: police protection, fire protection, healthcare,
etc. Personal responsibility is way undervalued by our current
culture.
Numerous hospitalizations could be avoided entirely by simply
getting an annual physical exam where the physician has the
opportunity to catch the signals of a possible or impending issue
and take preemptive measures.
'You are what you eat' is a manta of any good cardiac rehab
program. However, if adopted as a normal part of one's life, it
could have been what keep you out of cardiac care in the first
place.
I don't think I need to point out the shift to a sedentary
lifestyle that the vast majority of people have adopted.
Practicing wellness is hard work. Most people would much prefer
to ignore good lifestyle choices and then push the responsibility
for their well being off onto someone else.
Jim in Tucson
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