There will still be avenues for dispute. Insurance companies will
still exist. You will still get to choose your own doctor (if that is
your choice).
The good old days are in the past. It's not practicable to make house
calls and carry a black bag. A doc has to cover his costs of doing
business most that I know aren't rich. Sure, some are, but they either
hold good patents or chose a lucrative specialty (frickin radiologists).
Bret
Sent from my iPhone
On Sep 25, 2009, at 8:53 AM, David Bennett <[email protected]> wrote:
The really scary part is when they (meaning the govt or your present
day healthcare) decide YOU aren't worth the cost to repair. With the
present day system you at least have an avenue of dispute with the
new proposed system there is no avenue of dispute.
Everyone's talking about going forward, I'd really like to see them
go backwards to the insurance programs we had just before this new
style came into effect. I don't know what the official name was,
but in that I could actually pick my doctor so I could use someone I
had confidence in plus I could use them enough that they had a file
on me. What happened to the family doctor?
On Sep 25, 2009, at 10:37 AM, Bret Dodson wrote:
No, not at all. I'm a staunch fiscal conservative, thankyouverymuch.
What I'm saying is that the proposals to reform the health
insurance industry could keep this sort of bad stuff from happening.
I pay good money for health insurance. I also know that the
insurance companies are looking for any excuse to limit what they
pay. So what I have is a situation where I am paying for the folks
who pay for my treatment to make these cost/benefit decisions. Do
you see the conflict of interest here? We already have "death
panels". And what's worse is we're paying for profit entities to
populate these death panels.
Now, if there was more oversite of just what really is
"experimental" and what is a for profit insurance company looking
for a way out of funding expensive treatment we'd all come out ahead.
If you bring your kid in with metastatic disease all over his body,
you should have to pay for the treatment as you're likely buying
him a burial plot.
However if junior has failed treatment at your local hospital and
you bring him here where we want to give him approved meds in a new
combination that we've been proving for years is successful, should
you pay the $75k?
I expect you would because you're all about free market forces and
all that (kudos to you), I sure wouldn't want to pay for it, that's
what health insurance is for.
Bret
Sent from my iPhone
On Sep 25, 2009, at 8:11 AM, [email protected] wrote:
So you're saying that with the reform the govt will pick up the
tab for said experimental treatments? Basically you're saying
there will be no limits to the govt run health care? You need to
look again because what I'm reading says there will be a lot they
deem too expensive to treat. They will be weighing the cost/
benefit ratio and older americans better just go ahead and buy
your plot.
On Sep 25, 2009, at 10:05 AM, Bret Dodson wrote:
Wow Casey you're pretty confident of your health and coverage.
Here is something I see all the time working at one of the
largest cancer research institutions in the world.
Suppose you get cancer. Your insurance will probably cover a
first round of standard treatment. What if that doesn't work?
Or, what if your doctors (you'll have several) think your best
option is something the insurance companies consider
"experimental" (they try to consider bunches of typical
treatments "experimental" even though they have been standard
treatment for years). This "experimental" treatment gets paid by
you.
At my employer, patients need to come to their first appointment
with two things: information on their past treatment and six
figures of cash.
Yes, this is heartbraking. I suppose all the people against
reforming healthcare without $100,000+ cash sitting within easy
reach would be good citizens and let themselves die.
Not me, but I at least respect their dedication.
I'm driving the Miata today. It makes all the pediatric patients
smile.
Bret
Sent from my iPhone
On Sep 25, 2009, at 5:59 AM, Casey Wheeler
<[email protected]> wrote:
Jim is absolutly correct and probably makes the point better
than I did. Most people have health conditions due to their own
choices. Furthermore, people without ins. Don't have ins. by
their own doing. The people that "need" social healthcare are
the people who are most apathetic. We all have the freedom and
choice to take this path or another. If people make better
choices, life is better/easier. Our society has become so.... So
lazy, pathetic, apathtic... Something, I can't find the right
description... Take some personal responsibility and handle your
business.
Casey
Sent from my iPhone
On Sep 25, 2009, at 8:18 AM, [email protected] wrote:
I decided I must weigh in on this one after all. I do work at
the largest hospital in my immediate area, which just happens
to be the only for profit hospital in southern Arizona. My
observations are first hand, not something I've seen on TV or
read about.
I don't honestly believe we have a 'healthcare' crisis. I
believe that we do have a 'wellness' crisis. More accurately, a
lack of wellness crisis. The vast majority of the patients I
see in the healthcare system are sick due to their own
lifestyle choices. We have an entire generation of citizens who
think that they are owed everything: police protection, fire
protection, healthcare, etc. Personal responsibility is way
undervalued by our current culture.
Numerous hospitalizations could be avoided entirely by simply
getting an annual physical exam where the physician has the
opportunity to catch the signals of a possible or impending
issue and take preemptive measures.
'You are what you eat' is a manta of any good cardiac rehab
program. However, if adopted as a normal part of one's life, it
could have been what keep you out of cardiac care in the first
place.
I don't think I need to point out the shift to a sedentary
lifestyle that the vast majority of people have adopted.
Practicing wellness is hard work. Most people would much prefer
to ignore good lifestyle choices and then push the
responsibility for their well being off onto someone else.
Jim in Tucson
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