Hi Ryan
I can see the savings listed in the Enter Collection Sheet Data link
but not in the Reports section Collection Sheet Report on the demo
server - I am getting a blank page there but in the PDF example I got
from Ed it does not list the savings details.
My issue is that if a cashier is using Mifos and looking at the
savings account they would not  know easily if it is up to date or in
arrears, unlike the loan account - separate from the status it does
not show missed deposits or # of days in arrears.
Are savings not seen to be that important in mifos from a collateral
perspective?
What is the intention with the max withdrawal field as it is not
having any impact i.e. it does not prevent higher withdrawals?

On 30/07/2010, Ryan Whitney <[email protected]> wrote:
> Gayl,
>
> Mifos does not mark savings accounts that are mandatory as Active in Bad
> Standing if the client does not make any deposits.  Savings generally only
> have the following statuses (this is off my memory, so may not be 100%)
>
> * Pre-Approved
> * Active
> * Inactive
> * On Hold
> * Closed
> * Canceled
>
> Mandatory and Voluntary savings products should appear in the CSE.  It is
> strange if those are not showing up for the clients.  Maybe there is
> something wrong with the setup?
>
> r
>
>
> On 7/29/10 23:11, "Gayl Kennedy" <[email protected]> wrote:
>
>> Hi, hope someone can advise on this as I am confused how it works in
>> mifos.
>> In the user guide it states:
>> A voluntary deposit means that the client(s) or group(s) assigned this
>> product are not obliged to save; a
>> mandatory product means that savings deposits must be made as defined
>> in the product
>>
>> It also states:
>> A voluntary deposit means that the client(s) or group(s) assigned this
>> product are not obliged to save; a
>> mandatory product means that savings deposits must be made as defined
>> in the product
>>
>> however I have active mandatory accounts and they are not flagged as
>> being in bad standing due to lack of required deposits
>> I also set the max withdrawal to 0 to stop withdrawals until the loan
>> has been repaid but the system allowed me to make withdrawals without
>> even asking if I was sure!
>>
>> I would have thought mandatory savings (and column for voluntary
>> savings) would be included in the bulk collection sheet but I don't
>> see them there.
>>
>> how do other MFIs handle mandatory and voluntary savings?
>> thanks
>
> --
> Ryan Whitney
> Mifos Technical Program Manager
> [email protected]
> Mifos - Technology that Empowers Microfinance (www.mifos.org)
> Our mission is to enable the poor, especially the poorest, to create a world
> without poverty.
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-- 
Regards
Gayl

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