Gayl, I'm not sure if we support that exact use case. I think if the Max Withdrawal is set to zero, then none is set and the person can take out as much as they would like. Have you tried setting it to one?
If you disagree with that, I would recommend filing an enhancement request on jira. Ryan On 8/2/10 16:05, "Gayl Kennedy" <[email protected]> wrote: > Hi Ryan > I set up a savings account with a max withdrawal of 0, i.e. no > withdrawals should be allowed (until the loan is repaid but as we > can't really link the 2 I wanted to see what error message I would get > when I tried to do a withdrawal). Anyway it is letting me withdraw, > there is no error message or warning message so can you confirm what > is the expected impact of the maximum withdrawal field for savings > accounts. > Thanks > Gayl > > On 01/08/2010, Ryan Whitney <[email protected]> wrote: >> Gayl, >> >> You could be correct that the savings may not be appearing on the collection >> sheet report, its a few years old and I think it needs to be upgraded (which >> I believe is happening soon...). For example, I know it doesn't display >> client fees either. Savings are definitely important, that's not the issue. >> >> And what do you mean the max withdrawal field is not having any impact? >> That may be a bug >> >> Ryan >> >> >> On 7/30/10 18:25, "Gayl Kennedy" <[email protected]> wrote: >> >>> Hi Ryan >>> I can see the savings listed in the Enter Collection Sheet Data link >>> but not in the Reports section Collection Sheet Report on the demo >>> server - I am getting a blank page there but in the PDF example I got >>> from Ed it does not list the savings details. >>> My issue is that if a cashier is using Mifos and looking at the >>> savings account they would not know easily if it is up to date or in >>> arrears, unlike the loan account - separate from the status it does >>> not show missed deposits or # of days in arrears. >>> Are savings not seen to be that important in mifos from a collateral >>> perspective? >>> What is the intention with the max withdrawal field as it is not >>> having any impact i.e. it does not prevent higher withdrawals? >>> >>> On 30/07/2010, Ryan Whitney <[email protected]> wrote: >>>> Gayl, >>>> >>>> Mifos does not mark savings accounts that are mandatory as Active in Bad >>>> Standing if the client does not make any deposits. Savings generally >>>> only >>>> have the following statuses (this is off my memory, so may not be 100%) >>>> >>>> * Pre-Approved >>>> * Active >>>> * Inactive >>>> * On Hold >>>> * Closed >>>> * Canceled >>>> >>>> Mandatory and Voluntary savings products should appear in the CSE. It is >>>> strange if those are not showing up for the clients. Maybe there is >>>> something wrong with the setup? >>>> >>>> r >>>> >>>> >>>> On 7/29/10 23:11, "Gayl Kennedy" <[email protected]> wrote: >>>> >>>>> Hi, hope someone can advise on this as I am confused how it works in >>>>> mifos. >>>>> In the user guide it states: >>>>> A voluntary deposit means that the client(s) or group(s) assigned this >>>>> product are not obliged to save; a >>>>> mandatory product means that savings deposits must be made as defined >>>>> in the product >>>>> >>>>> It also states: >>>>> A voluntary deposit means that the client(s) or group(s) assigned this >>>>> product are not obliged to save; a >>>>> mandatory product means that savings deposits must be made as defined >>>>> in the product >>>>> >>>>> however I have active mandatory accounts and they are not flagged as >>>>> being in bad standing due to lack of required deposits >>>>> I also set the max withdrawal to 0 to stop withdrawals until the loan >>>>> has been repaid but the system allowed me to make withdrawals without >>>>> even asking if I was sure! >>>>> >>>>> I would have thought mandatory savings (and column for voluntary >>>>> savings) would be included in the bulk collection sheet but I don't >>>>> see them there. >>>>> >>>>> how do other MFIs handle mandatory and voluntary savings? >>>>> thanks >>>> >>>> -- >>>> Ryan Whitney >>>> Mifos Technical Program Manager >>>> [email protected] >>>> Mifos - Technology that Empowers Microfinance (www.mifos.org) >>>> Our mission is to enable the poor, especially the poorest, to create a >>>> world >>>> without poverty. >>>> <http://grameenfoundation.org/take-action/ingenuity-fund-challenge/> >>>> P please consider the environment before printing this e-mail. >>>> >>>> >>>> >> ----------------------------------------------------------------------------- >> >> >> - >>>> The Palm PDK Hot Apps Program offers developers who use the >>>> Plug-In Development Kit to bring their C/C++ apps to Palm for a share >>>> of $1 Million in cash or HP Products. Visit us here for more details: >>>> http://p.sf.net/sfu/dev2dev-palm >>>> _______________________________________________ >>>> Mifos-users mailing list >>>> [email protected] >>>> https://lists.sourceforge.net/lists/listinfo/mifos-users >>>> >>> >> >> -- >> Ryan Whitney >> Mifos Technical Program Manager >> [email protected] >> Mifos - Technology that Empowers Microfinance (www.mifos.org) >> Our mission is to enable the poor, especially the poorest, to create a world >> without poverty. >> <http://grameenfoundation.org/take-action/ingenuity-fund-challenge/> >> P please consider the environment before printing this e-mail. >> >> >> ----------------------------------------------------------------------------->> - >> The Palm PDK Hot Apps Program offers developers who use the >> Plug-In Development Kit to bring their C/C++ apps to Palm for a share >> of $1 Million in cash or HP Products. Visit us here for more details: >> http://p.sf.net/sfu/dev2dev-palm >> _______________________________________________ >> Mifos-users mailing list >> [email protected] >> https://lists.sourceforge.net/lists/listinfo/mifos-users >> > -- Ryan Whitney Mifos Technical Program Manager [email protected] Mifos - Technology that Empowers Microfinance (www.mifos.org) Our mission is to enable the poor, especially the poorest, to create a world without poverty. <http://grameenfoundation.org/take-action/ingenuity-fund-challenge/> P please consider the environment before printing this e-mail. ------------------------------------------------------------------------------ The Palm PDK Hot Apps Program offers developers who use the Plug-In Development Kit to bring their C/C++ apps to Palm for a share of $1 Million in cash or HP Products. Visit us here for more details: http://p.sf.net/sfu/dev2dev-palm _______________________________________________ Mifos-users mailing list [email protected] https://lists.sourceforge.net/lists/listinfo/mifos-users
