Typically, you add a rider to your policy. Couple extra bucks a months for $XX coverage. Depending on your policy, it will be for either replacement value or dollar amount.
One thing to keep in mind is that business use will usually invalidate coverage. On Wed, Mar 6, 2013 at 9:06 PM, Darren Addy <pixelsmi...@gmail.com> wrote: > I've never bothered with doing anything special to insure my photo > gear in the past but I'm not reaching the point where I think I'd > better consider doing so. I don't know a lot about the subject > however. I was hoping for some pointers. > > I'd like to be insured against theft and also equipment damage in the > case of an accident. (I take a camera bag back and forth with me to > work almost every day). Is there something special that I must do to > get this covered under my homeowner's policy and my auto policy (or is > there separate coverage that one purchases). I really should know > about such things at my age, but I don't. > > -- > PDML Pentax-Discuss Mail List > PDML@pdml.net > http://pdml.net/mailman/listinfo/pdml_pdml.net > to UNSUBSCRIBE from the PDML, please visit the link directly above and follow > the directions. -- David Parsons Photography http://www.davidparsonsphoto.com Aloha Photographer Photoblog http://alohaphotog.blogspot.com/ -- PDML Pentax-Discuss Mail List PDML@pdml.net http://pdml.net/mailman/listinfo/pdml_pdml.net to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions.
