On 2013-03-06 21:06, Darren Addy wrote:
I'd like to be insured against theft and also equipment damage in the case of an accident. (I take a camera bag back and forth with me to work almost every day). Is there something special that I must do to get this covered under my homeowner's policy and my auto policy (or is there separate coverage that one purchases). I really should know about such things at my age, but I don't.
Check with whoever has your homeowner's policy. That's what usually covers goods like cameras. They'll most likely want some sort of proof of ownership. Typically, photos or videos of the gear are acceptable. Most homeowner's policies will cover you up to some number of "dollars" without even doing that. On my policy, it's US$2,500 for stuff like cameras, guns, coin collections, etc. Above that limit, they want the photos/videos, and will work out a "rider" on the policy for you. The added cost is often only a handful of dollars a year. At least that's been my experience.
-- Doug "Lefty" Franklin NutDriver Racing http://NutDriver.org Facebook "NutDriver Racing" Sponsored by Murphy -- PDML Pentax-Discuss Mail List PDML@pdml.net http://pdml.net/mailman/listinfo/pdml_pdml.net to UNSUBSCRIBE from the PDML, please visit the link directly above and follow the directions.
