Perp, What difference does that make? He is not being punished for not driving, he is being "punished" for not buying car insurance for 6 consequetive months. In fact he was NOT driving for most of those 6 months as he had been in a bad accident and was in a wheelchair for much of the time.
On Jul 25, 11:34 pm, Perplexed <[email protected]> wrote: > How did his insurance company know he was driving for the months he > was driving your car? Can he not just say "I wasn't driving"? > > On Jul 26, 12:15 am, Hollywood <[email protected]> wrote: > > > > > Perp, > > > Nope, his driving record is perfectly clean. Only thing he did "wrong" > > is to not have car insurance for 6 consecutive months as he was > > driving a car owned, registered and insured by me. I could be wrong > > about him actually having to file an SR-22 but the RATES he will have > > to pay are the same as a driver that has had to. That was my point, > > having to pay the same rates as one who did have a bad driving record. > > > On Jul 25, 10:46 pm, Perplexed <[email protected]> wrote: > > > > That's weird. Here you have to do something wrong to have to file an > > > SR22 (like a DUI or uninsured accident). I'd check with your BMV. > > > > On Jul 24, 2:41 pm, Hollywood <[email protected]> wrote: > > > > > Little incident happened today that makes me furious and I'll be > > > > damned if I can think of any excuse/justification other than plain old > > > > fashioned greed on the part of insurance companies. > > > > My oldest son is just now recovering from an extended period of > > > > unemployment bad enough that he had to return a new Jag that he could > > > > no longer afford. I loaned him an old 4-wheel drive I kept for fishing > > > > trips. I, of course ,had it licensed and insured in my own name. > > > > He recently started a decent job and was going to buy a used Malibu I > > > > loaned him the money to buy. He called the insurance agent he'd had > > > > for years to check on the insurance rate for it and was told he would > > > > have to file what is called an SR-22 and would have to pay high risk > > > > rates, the same as if he'd had multiple chargeable accidents, moving > > > > violations and/or even a DUI! Why, he quite reasonably asked. He was > > > > told it was because he had not had auto insurance for more than 6 > > > > consecutive months. That's it! > > > > He had been driving with the same driver's license, had received no > > > > tickets, no accidents, no nothing. So far as his actions as a safe > > > > driver were concerned nothing whatsoever had changed. Why would > > > > someone who did not own a car have auto insurance? > > > > Conveniently, for the insurance companies, it is state law in Missouri > > > > than one MUST have auto insurance. You can't even get your car > > > > licensed w/o showing proof of insurance and getting caught driving w/o > > > > adequate insurance is a minimum of a $500.00 fine and the threat of > > > > having your driver's license suspended. > > > > > Looks to me like a simple case of the insurance industry saying "well, > > > > we are fucking you just because we can and there's not a damned thing > > > > you can do about it". How many people in today's economy are getting > > > > royally screwed like this I have to wonder?- Hide quoted text - > > > > - Show quoted text -- Hide quoted text - > > - Show quoted text - --~--~---------~--~----~------------~-------~--~----~ Thanks for being part of "PoliticalForum" at Google Groups. For options & help see http://groups.google.com/group/PoliticalForum * Visit our other community at http://www.PoliticalForum.com/ * It's active and moderated. Register and vote in our polls. * Read the latest breaking news, and more. -~----------~----~----~----~------~----~------~--~---
