TAO,

SWEET!!!!

On Jul 26, 10:47 am, THE ANNOINTED ONE <[email protected]> wrote:
> Here in CR we have a government insurance monoploly..  Insurance (all
> liability and hospital care for occupants) is included with your
> license plate renewal every year, this costs me 70,000 colones for the
> car and 85,000 for the motorcycle (or $121 car- $146 motorcycle), That
> is what happens when good government does good things. The insurance
> pays regardless if the driver is legal or not. We have the same makes
> and models as you do (minus Chevy) and all parts cost 25-50% MORE as
> all are imported. Go Figure.
>
> On Jul 26, 9:33 am, Keith In Tampa <[email protected]> wrote:
>
>
>
> > The irony of this thread, is that Holly supports the politicians who
> > advocate these kinds of laws, (e.g.; the Democrat Party!!) yet bitches about
> > it when it effects his own brood.
>
> > Irony?   Or Ignorance?
>
> > You be the judge!!!
>
> > On Sun, Jul 26, 2009 at 11:30 AM, Keith In Tampa 
> > <[email protected]>wrote:
>
> > > You are exactly correct Perp, at least here in Florida.  The SR-22, as 
> > > well
> > > as the insurance penalty, is required only if you don't turn in your tags
> > > after being uninsured.  This had to have been the case with Holly's son, 
> > > and
> > > I wasn't going to berate the point.
>
> > > I actually agree with Holly on this issue, the law, even though well
> > > intentioned, is a bad law, and benefits the insurance companies, thereby
> > > hurting those individuals of lower socio-economic status.
>
> > > Kind of like the bankruptcy laws now.....I think it is a bit over $1000.00
> > > in filing fees now in federal court to file for protection.....
>
> > > The family law cases that I see frequently, have those who are dealing 
> > > with
> > > Florida's Department of Children, literally jumping through hoops, that no
> > > middle class individual could accomplish, much less an individual without 
> > > a
> > > vehicle.   By example, some of these individuals are required to take a 
> > > bus,
> > > (of course the State furnishes them bus passes)  across town, that would
> > > entail a day's travel, to attend some class at night that is thirty miles
> > > from their home.   I posed this question to a Court not too long ago, that
> > > of all the individuals sitting in the courtroom, all with 
> > > juris-doctorates,
> > > none of the individuals could accomplish the case plan that had been laid
> > > out by the Department of Children and Families for a black woman with no
> > > vehicle and who worked approximately 30 hours a week in a fast food
> > > restaurant with three kids to support.
>
> > > Like I said last night, there are countless examples of bad laws that prey
> > > upon the poor and downtrodden.  These insurance laws are but one example.
>
> > > On Sun, Jul 26, 2009 at 11:22 AM, Perplexed 
> > > <[email protected]>wrote:
>
> > >> What difference does that make?
> > >> ------------
> > >> Umm...a huge one.  Read your state's law.  Only drivers and those who
> > >> own cars are required to have insurance.  If someone doesn't own a car
> > >> and doesn't have insurance, they can't be penalized for going without
> > >> it for a time period.
>
> > >>http://dor.mo.gov/mvdl/drivers/insurinfo.htm
>
> > >> I would check into it.  It doesn't appear that it's legal for them to
> > >> punish him if he wasn't driving during that time period and didn't own
> > >> a car.  They can stiff him for 3 years with those SR22 rates on this
> > >> if he doesn't fight it.
>
> > >> On Jul 26, 9:45 am, Hollywood <[email protected]> wrote:
> > >> > Perp,
>
> > >> > What difference does that make? He is not being punished for not
> > >> > driving, he is being "punished" for not buying car insurance for 6
> > >> > consequetive months. In fact he was NOT driving for most of those 6
> > >> > months as he had been in a bad accident and was in a wheelchair for
> > >> > much of the time.
>
> > >> > On Jul 25, 11:34 pm, Perplexed <[email protected]> wrote:
>
> > >> > > How did his insurance company know he was driving for the months he
> > >> > > was driving your car?  Can he not just say "I wasn't driving"?
>
> > >> > > On Jul 26, 12:15 am, Hollywood <[email protected]> wrote:
>
> > >> > > > Perp,
>
> > >> > > > Nope, his driving record is perfectly clean. Only thing he did
> > >> "wrong"
> > >> > > > is to not have car insurance for 6 consecutive months as he was
> > >> > > > driving a car owned, registered and insured by me. I could be wrong
> > >> > > > about him actually having to file an SR-22 but the RATES he will
> > >> have
> > >> > > > to pay are the same as a driver that has had to. That was my point,
> > >> > > > having to pay the same rates as one who did have a bad driving
> > >> record.
>
> > >> > > > On Jul 25, 10:46 pm, Perplexed <[email protected]> wrote:
>
> > >> > > > > That's weird.  Here you have to do something wrong to have to 
> > >> > > > > file
> > >> an
> > >> > > > > SR22 (like a DUI or uninsured accident).  I'd check with your 
> > >> > > > > BMV.
>
> > >> > > > > On Jul 24, 2:41 pm, Hollywood <[email protected]>
> > >> wrote:
>
> > >> > > > > > Little incident happened today that makes me furious and I'll 
> > >> > > > > > be
> > >> > > > > > damned if I can think of any excuse/justification other than
> > >> plain old
> > >> > > > > > fashioned greed on the part of insurance companies.
> > >> > > > > > My oldest son is just now recovering from an extended period of
> > >> > > > > > unemployment bad enough that he had to return a new Jag that he
> > >> could
> > >> > > > > > no longer afford. I loaned him an old 4-wheel drive I kept for
> > >> fishing
> > >> > > > > > trips. I, of course ,had it licensed and insured in my own 
> > >> > > > > > name.
> > >> > > > > > He recently started a decent job and was going to buy a used
> > >> Malibu I
> > >> > > > > > loaned him the money to buy. He called the insurance agent he'd
> > >> had
> > >> > > > > > for years to check on the insurance rate for it and was told he
> > >> would
> > >> > > > > > have to file what is called an SR-22 and would have to pay high
> > >> risk
> > >> > > > > > rates, the same as if he'd had multiple chargeable accidents,
> > >> moving
> > >> > > > > > violations and/or even a DUI! Why, he quite reasonably asked. 
> > >> > > > > > He
> > >> was
> > >> > > > > > told it was because he had not had auto insurance for more than
> > >> 6
> > >> > > > > > consecutive months. That's it!
> > >> > > > > > He had been driving with the same driver's license, had 
> > >> > > > > > received
> > >> no
> > >> > > > > > tickets, no accidents, no nothing. So far as his actions as a
> > >> safe
> > >> > > > > > driver were concerned nothing whatsoever had changed. Why would
> > >> > > > > > someone who did not own a car have auto insurance?
> > >> > > > > > Conveniently, for the insurance companies, it is state law in
> > >> Missouri
> > >> > > > > > than one MUST have auto insurance. You can't even get your car
> > >> > > > > > licensed w/o showing proof of insurance and getting caught
> > >> driving w/o
> > >> > > > > > adequate insurance is a minimum of a $500.00 fine and the 
> > >> > > > > > threat
> > >> of
> > >> > > > > > having your driver's license suspended.
>
> > >> > > > > > Looks to me like a simple case of the insurance industry saying
> > >> "well,
> > >> > > > > > we are fucking you just because we can and there's not a damned
> > >> thing
> > >> > > > > > you can do about it". How many people in today's economy are
> > >> getting
> > >> > > > > > royally screwed like this I have to wonder?- Hide quoted text -
>
> > >> > > > > - Show quoted text -- Hide quoted text -
>
> > >> > > - Show quoted text -- Hide quoted text -
>
> > - Show quoted text -- Hide quoted text -
>
> - Show quoted text -
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