KIT,

Riiiiiigt, NONE of these laws existed under Republican
administrations. Sure, I believe that. Are you freakin' nuts Keith? As
a matter of fact I'm just positive that all the laws we are discussing
came into effect since Jan. 20th 2009. Want to buy some ocean-front
property in Nevada?

On Jul 26, 10:33 am, Keith In Tampa <[email protected]> wrote:
> The irony of this thread, is that Holly supports the politicians who
> advocate these kinds of laws, (e.g.; the Democrat Party!!) yet bitches about
> it when it effects his own brood.
>
> Irony?   Or Ignorance?
>
> You be the judge!!!
>
> On Sun, Jul 26, 2009 at 11:30 AM, Keith In Tampa 
> <[email protected]>wrote:
>
>
>
> > You are exactly correct Perp, at least here in Florida.  The SR-22, as well
> > as the insurance penalty, is required only if you don't turn in your tags
> > after being uninsured.  This had to have been the case with Holly's son, and
> > I wasn't going to berate the point.
>
> > I actually agree with Holly on this issue, the law, even though well
> > intentioned, is a bad law, and benefits the insurance companies, thereby
> > hurting those individuals of lower socio-economic status.
>
> > Kind of like the bankruptcy laws now.....I think it is a bit over $1000.00
> > in filing fees now in federal court to file for protection.....
>
> > The family law cases that I see frequently, have those who are dealing with
> > Florida's Department of Children, literally jumping through hoops, that no
> > middle class individual could accomplish, much less an individual without a
> > vehicle.   By example, some of these individuals are required to take a bus,
> > (of course the State furnishes them bus passes)  across town, that would
> > entail a day's travel, to attend some class at night that is thirty miles
> > from their home.   I posed this question to a Court not too long ago, that
> > of all the individuals sitting in the courtroom, all with juris-doctorates,
> > none of the individuals could accomplish the case plan that had been laid
> > out by the Department of Children and Families for a black woman with no
> > vehicle and who worked approximately 30 hours a week in a fast food
> > restaurant with three kids to support.
>
> > Like I said last night, there are countless examples of bad laws that prey
> > upon the poor and downtrodden.  These insurance laws are but one example.
>
> > On Sun, Jul 26, 2009 at 11:22 AM, Perplexed 
> > <[email protected]>wrote:
>
> >> What difference does that make?
> >> ------------
> >> Umm...a huge one.  Read your state's law.  Only drivers and those who
> >> own cars are required to have insurance.  If someone doesn't own a car
> >> and doesn't have insurance, they can't be penalized for going without
> >> it for a time period.
>
> >>http://dor.mo.gov/mvdl/drivers/insurinfo.htm
>
> >> I would check into it.  It doesn't appear that it's legal for them to
> >> punish him if he wasn't driving during that time period and didn't own
> >> a car.  They can stiff him for 3 years with those SR22 rates on this
> >> if he doesn't fight it.
>
> >> On Jul 26, 9:45 am, Hollywood <[email protected]> wrote:
> >> > Perp,
>
> >> > What difference does that make? He is not being punished for not
> >> > driving, he is being "punished" for not buying car insurance for 6
> >> > consequetive months. In fact he was NOT driving for most of those 6
> >> > months as he had been in a bad accident and was in a wheelchair for
> >> > much of the time.
>
> >> > On Jul 25, 11:34 pm, Perplexed <[email protected]> wrote:
>
> >> > > How did his insurance company know he was driving for the months he
> >> > > was driving your car?  Can he not just say "I wasn't driving"?
>
> >> > > On Jul 26, 12:15 am, Hollywood <[email protected]> wrote:
>
> >> > > > Perp,
>
> >> > > > Nope, his driving record is perfectly clean. Only thing he did
> >> "wrong"
> >> > > > is to not have car insurance for 6 consecutive months as he was
> >> > > > driving a car owned, registered and insured by me. I could be wrong
> >> > > > about him actually having to file an SR-22 but the RATES he will
> >> have
> >> > > > to pay are the same as a driver that has had to. That was my point,
> >> > > > having to pay the same rates as one who did have a bad driving
> >> record.
>
> >> > > > On Jul 25, 10:46 pm, Perplexed <[email protected]> wrote:
>
> >> > > > > That's weird.  Here you have to do something wrong to have to file
> >> an
> >> > > > > SR22 (like a DUI or uninsured accident).  I'd check with your BMV.
>
> >> > > > > On Jul 24, 2:41 pm, Hollywood <[email protected]>
> >> wrote:
>
> >> > > > > > Little incident happened today that makes me furious and I'll be
> >> > > > > > damned if I can think of any excuse/justification other than
> >> plain old
> >> > > > > > fashioned greed on the part of insurance companies.
> >> > > > > > My oldest son is just now recovering from an extended period of
> >> > > > > > unemployment bad enough that he had to return a new Jag that he
> >> could
> >> > > > > > no longer afford. I loaned him an old 4-wheel drive I kept for
> >> fishing
> >> > > > > > trips. I, of course ,had it licensed and insured in my own name.
> >> > > > > > He recently started a decent job and was going to buy a used
> >> Malibu I
> >> > > > > > loaned him the money to buy. He called the insurance agent he'd
> >> had
> >> > > > > > for years to check on the insurance rate for it and was told he
> >> would
> >> > > > > > have to file what is called an SR-22 and would have to pay high
> >> risk
> >> > > > > > rates, the same as if he'd had multiple chargeable accidents,
> >> moving
> >> > > > > > violations and/or even a DUI! Why, he quite reasonably asked. He
> >> was
> >> > > > > > told it was because he had not had auto insurance for more than
> >> 6
> >> > > > > > consecutive months. That's it!
> >> > > > > > He had been driving with the same driver's license, had received
> >> no
> >> > > > > > tickets, no accidents, no nothing. So far as his actions as a
> >> safe
> >> > > > > > driver were concerned nothing whatsoever had changed. Why would
> >> > > > > > someone who did not own a car have auto insurance?
> >> > > > > > Conveniently, for the insurance companies, it is state law in
> >> Missouri
> >> > > > > > than one MUST have auto insurance. You can't even get your car
> >> > > > > > licensed w/o showing proof of insurance and getting caught
> >> driving w/o
> >> > > > > > adequate insurance is a minimum of a $500.00 fine and the threat
> >> of
> >> > > > > > having your driver's license suspended.
>
> >> > > > > > Looks to me like a simple case of the insurance industry saying
> >> "well,
> >> > > > > > we are fucking you just because we can and there's not a damned
> >> thing
> >> > > > > > you can do about it". How many people in today's economy are
> >> getting
> >> > > > > > royally screwed like this I have to wonder?- Hide quoted text -
>
> >> > > > > - Show quoted text -- Hide quoted text -
>
> >> > > - Show quoted text -- Hide quoted text -
>
> - Show quoted text -
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